Plan your meals for two weeks for under $40! Your family and budget will thank you!
$40 Meal Plan Your Family Will Love

This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.

Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41.

This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.

Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund.

Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!

Suggested Reading:

This post contains affiliate links. This means if you click a link and make a purchase, I will receive a small commission at no cost to you, so thank you. This site uses cookies for a better user experience. For more information read our disclosure policy here.  We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to and affiliated sites.

Start Saving on Food With Meal Planning

There are so many ways to save on groceries! The best and easiest way is to shop the sales. Seriously look at what your family eats and uses often. Then buy those items in bulk when they are on sale.

An example of this would be cereal. My kids eat cereal daily. It usually sells for around $3.50 a box. When it goes on sale for $1.99 or less, I buy several boxes to last until the next sale.  Sale cycles usually run for 6-8 weeks for most products.

The second best way to save money on groceries is to use coupons. Most of us do not have time to clip and organize more than a few coupons, but when I do have some time, I use because I can print them right from my computer! Nonetheless, a Sunday paper is just as good.

However, I always stress to my readers, do not buy a product, just because you have a coupon. That is wasting money. Instead, check your coupons for items you were already going to buy. Also, don’t forget to check Ibotta or Checkout 51. You may be able to cut your cost to under $40 with coupons or rebate apps.

Click here to see my favorite tool to get money back on groceries.

Use my meal plan to save money the next two weeks. Only $40 for two weeks worth of dinners.
Two-week Dinner Meal Plan for $40

$40 Meal Plan Your Family Will Love – Let’s Start Saving!

Grab your free Meal Plan and Menu Template

Click here to grab your Meal Plan Packet

Tip: Most of these items were purchased at Kroger. Make sure to sign up for a Kroger Plus Card before shopping to receive the best deals. Moreover, you don’t even have to carry the card anymore. You can enter your phone number at the checkout as an alternate I.D.

Monday: Pancakes and eggs – Yummy! Breakfast for dinner! I’m using Bisquick pancake mix in this post because I will use the mix to make biscuits later in the meal plan.

Tuesday: Subs – I use Kroger fresh bakery french bread (only $1.50) to make subs for dinner. I add mayo, mashed up avocado, tomato slices, turkey, and provolone cheese to this yummy bread. It is oh SO good!

Wednesday: Bean burritos – Make a pack of Spanish Rice. Heat up a can of refried beans and plop them on a wrap with the rice. Then add your favorite toppings. DE-lisious!

Thursday: Pasta & sauce with bread – Make your favorite pasta and top it with canned spaghetti sauce. Cook up some garlic toast as a side.

Friday: Tuna noodle casserole –  It’s so easy to make and tasty too! Click here for the recipe. If you make the entire box of pasta, add a side of veggies and a slice of bread, you will have enough to eat leftovers the next day.

Saturday: Leftovers

Sunday: Chicken wraps – To make, use canned chicken and mix it with mayonnaise. (You could add extras such as onions, grapes, or dried cranberries if you have these items on-hand.) Place your filling on a wrap with a slice of cheese, and you are ready to eat.

Monday: Egg salad sandwich – Hard boil around five eggs. Peel and cut them up. Add mayo, pickle relish, salt, and pepper, and smooth on your bread. This is just like Mom used to make!

Tuesday: Turkey wraps – Use your wraps to make a turkey, mayo, tomato and cheese wrap for din din.

Wednesday: Spaghetti (split-meat meal) – Cook up your ground beef (split it for tomorrow’s dinner) and add canned spaghetti sauce. (I like the Kroger or Market Pantry veggie sauces). Place the sauce over noodles and add a side of garlic toast.

Thursday: Taco (split-meat meal) – Since you split the meat in the last recipe, you will use your already made taco meat to have tacos tonight. Enjoy the break from cooking and cleaning up the mess.

Friday: Cheese ravioli – Buy frozen Ravioli from your favorite store. I used Kroger beef ravioli this time but the cheese ravioli is the same price. Serve with a side of veggies.

Saturday: Good old fashion tuna melt – Mix your tuna with relish and mayo and layer it on a slice of bread with a piece of cheese. Next cook the sandwich on your stove top, just like you would a grilled cheese. Mouthwatering!

Sunday: Soup and biscuits – Buy your favorite canned soup and make the biscuit recipe on the Bisquick box. Use these yummy treats as soup dippers. My family loves these biscuits but you could also make your own if you already had flour and baking ingredients on hand.

So there you have it. You are well on your way to saving on your grocery bill this month! Throw in some cereal, milk, lunch meat, and more bread and you could eat all your meals for around $50 for two weeks.

If you are interested in learning how to meal plan, there is a great service called $5 Meal Plan This meal planning service will send you weekly meal plans with low-cost meals your family will love! Check them out.

Suggested Reading: Ibotta Awesome Rebate and Money Making App

Printable Shopping List for $40 Meal Plan Your Family Will Love: Shopping List $40

On hand: mayonnaise, milk


  • Kroger sliced turkey lunch meat $2.77
  • Ground Beef (bought at Target for $2.99)

Total: $5.76

Canned or Dry Foods

  • Kroger canned chicken 10 oz. $1.99
  • Kroger Spanish rice pack .89
  • Kroger refried beans .89
  • Kroger spaghetti $1.00
  • Kroger box of rotini $1.00
  • 2 jars of Kroger Pasta Sauce ($1.49 each) $2.98
  • Kroger sweet peas .60
  • Kroger cream of mushroom soup $1.00
  • 2 cans of Kroger chunk light tuna in water (.69 each) $1.38
  • Kroger sweet pickle relish .99
  • Kroger taco seasoning .50
  • Kroger chunky canned soup $1.50

Total: $14.72


  • Kroger ravioli (cheese or beef) $3.19
  • Kroger garlic toast $1.99
  • Kroger frozen veggies $1.00

Total: $6.18


  • Bisquick baking mix $3.49
  • Kroger French Bread (from the bakery) $1.50
  • Wheat tortilla 8 inches $1.69
  • Kroger bread of your choice $1.50 (This is usually on sale)

Total: $8.18


  • Avocado $1.00
  • 3 Roma Tomatoes $1.10

Total: $2.10


  • Grade A Jumbo Kroger Eggs $1.39
  • Kroger Provolone Cheese $2.49

Total: $3.88

Total Cost: $40.82

Now to get your cost under $40, use a few Kroger coupons. If you sign up online, you can add coupons to your Kroger Plus Card. Furthermore, Kroger often has sales and some of the prices above reflect a sale price and can range from area to area.  I purchased everything at Kroger except the ground beef, which was from Target.

Also, if you have some of the ingredients on hand, your cost will be lower. Additionally, you will be able to use any extras for your next two weeks, if you decided to make this again for a months worth of meal planning. You should have some Bisquick baking mix left, relish, Ravioli, and possibly some bread. This will keep your costs under $40 for the next round.

Tip:  Don’t forget, Kroger has a free Friday download each week. Just download the product on your Kroger account and you have 14 days to redeem this free item with your Kroger Plus Card. This week the free item is a 15.5 oz. Tostitos Salsa Dip. This would be great for your meal plan tacos!

Don’t forget your free printables…

Click here to grab your Meal Plan Packet

This pos

$40 Meal Plan Your Family Will Love Summary:

Using a meal plan will help you save money. My $40 Meal Plan will help cut cost and you can use your extra money to pay down debt or save for an emergency fund. Remember, it takes a little time and planning but in the end, it is worth it. Use my printable grocery list to help you save time. The more time you save, the more time you have to spend with your family.

Wishing you the best with your meal planning, shopping, and cooking.

Take Care – Sarah

Newsletter signup

Sign up for the I Heart Frugal newsletter!

Please wait...

Thank you for sign up!

Related Posts:

  1. Budget-Friendly Meal Planning
  2. Two-week Meal Planning for under $75
  3. Keto on a Budget – 35 Delicious Cheap Keto Meals

Sharing is caring!

16 Comments on How To Create a $40 Meal Plan Your Family Will Love

  1. wow $40 is impressive! I haven’t tried iBotta yet and I don’t know why. I’m a huge fan of saving money with coupons and money saving apps but guess I haven’t got around to that one yet. I really do need to look into it. Great job on this!

    • How great that you use coupons and save. I like Ibotta because it gives you the option of cash or gift cards to stores like Target or Old Navy. Thanks for the visit!

  2. These are great ideas and who can’t use savings on good. Wish I would have had resources like this when all three kids were at home. I will try to implement some of these things anyway…still have a few mouths to feed. 😀

  3. Love this idea of spending only $40 on meals 🙂 thanks so much for the detIled instructions and break down. I’ll be checking out a few of these recipes.

    • This is meant for a family of four. I have younger kids, so if you have older kids I would suggest picking up an extra pack of ground beef instead of doing the split-meat meal. Thanks for the visit! 🙂

Comments are closed.