I Heart Frugal - Spend Less. Live More

Understanding Credit for Beginners: 11 Pro Tips

Understanding credit for beginners: person holding credit card using laptop
Understanding credit for beginners: a person holding a credit card using a laptop

Understanding Credit for Beginners

Do you understand how credit works? This post will help you figure out how to understand your credit score and begin building credit for your future.

Credit is important because it is used to determine whether lenders will work with you. Yet, often credit is something most of us don’t want to be bothered with until it comes time to buy a new house or car. If you are in need of a loan at some point in your life, it is best to keep a close eye on your credit. You can use free sites such as Credit Karma to help you keep track of your credit.

Did you know you can get a free credit report once a year? By ordering a free annual credit report you can get an actual breakdown of your credit score and FICO score that is accurate. Why is this important? As mentioned, this score is used to determine if Lenders will work with you or not. In short, can you get a loan?

(more…)

Breakthrough Prayers for Finance

Breakthrough Prayers for Finance

 

"<yoastmark

Breakthrough prayers for finance may seem like a dream.

Yet, after praying for my mother who had knee replacement surgery and was in the hospital for three weeks longer than expected we watched the power of prayer as she continued to heal and finally went home. (Update she is up walking again!)

(more…)

Tips for Setting a Realistic Food Budget

 

 

Tips for Setting a Realistic Food Budget - woman walking with grocery bags
Tips for Setting a Realistic Food Budget – a woman walking with grocery bags

Tips for Setting a Realistic Food Budget

Are you trying to figure out a realistic food budget for you and your family? With food prices soaring like a jet plane, sticking to a food budget may seem like a tricky task. Yet, if you make it a priority by shopping around for sales and stocking up on items, you can stick to a food budget and keep more money in your pocket.

Starting this task, keep in mind how many people you are feeding and maintain a balance between saving money and ensuring your family is getting enough food and proper nutrition.

Nonetheless, here are some fantastic tips to help you create a realistic food budget and stick to it.

(more…)

Frugal, Healthy Meal Ideas When You Hate to Cook

 

Cheap, Healthy Meals When You Hate to Cook - hardboiled eggs
Cheap, Healthy Meals When You Hate to Cook – hardboiled eggs

Do you want to eat a healthier diet, but hate to cook? Not to mention, food prices are on the rise and one can spend an entire paycheck on groceries alone.

Also, many times cheaper foods are loaded with carbs, fat, and preservatives. Therefore, it is essential to find frugal healthy meals that are also easy to cook.

Finding easy, healthy meals can be difficult but don’t worry. You can save your budget and your health with these easy options below.

(more…)

1 2 3 52