Tired of Struggling Financially?
Are you tired of struggling financially? If so, these tips will help you change your money mindset and get yourself out of debt.
Living the paycheck to paycheck cycle can leave the happiest person feeling stressed and burned out. So making some money changes are essential to living a life you love. In fact, according to. CNBC 90% of Americans say money affects their stress level. Yes, money is one of the leading causes of stress.
So today, you are here looking for ways to change and I congratulate you on taking the first step to stop struggling financially. Use these easy tips to start changing your finances around and live a debt-free life.
13 Things Only Extremely Frugal People Will Understand
Do you love frugal living or are you intrigued by extremely frugal people? Either way, you are bound to understand and share my joys in the list below.
I decided to live a frugal life at a young age. However, as a child, it wasn’t really a choice. We were not rich and my parents taught me how to bargain shop and coupon. I used to LOVE grocery shopping with my mom and totaling up the items as she put them in the cart. Those experiences made me who I am today. My parents taught me the importance of budgeting your money and striving to pay less for items to keep money in your wallet and save more.
Living frugally has taught me patience, financial-discipline, and how to handle my money. I value the fact that I am ready for an emergency and I don’t have to worry if my car breaks down or I end up in the hospital (happened last month but that is another story) because I have the money to pay the bills. Why? I live frugally in many aspects of my life (balance, balance, balance) and I try to save as much as possible so I can spend my hard-earned money on the things that really matter to me and my family.
You see, we all have different relationships with money that are influenced by other factors in our lives and how we grew up. We all have priorities and we all spend money on something or another. What is important to you may not be important to me. For example, my family likes to travel. We save our money for these life experiences instead of buying the latest iPhone on the exact day of release.
Yet, maybe you are one of those super techy people and you need that phone. That is okay, as long as you have the money to pay for it.
How do you get a surplus of money? It is simple, live a frugal life and save for what matters.
Nonetheless, if you are a frugal person by nature, you will totally understand the list below and laugh out loud at some of the items. If you do not live frugally you will laugh too, but probably in a different way. Just consider living frugally if you want to save more money and spend intentionally on things that matter.
Best Personal Finance Books
Are you learning about personal finance? Do you need some great book suggestions to help you take your personal finance to the next level?
If you are in debt, learning as much as you can about how to handle your money is key to paying down debt and learning to save.
Maybe you are interested in how to become wealthy. Many people have good jobs and are able to pay the bills, but can’t seem to really get ahead in life. Their money stays stagnant instead of growing. Did you know there are ways to build your wealth with a normal job and start making a passive income to increase your assets?
Getting ahead takes some work, but it is doable. The first step is learning as much as you can about personal finance. And unfortunately, this isn’t taught in most schools. So if you want to learn more, you may have to go out on your own!
Books are a great way to do this. In fact, the average CEO reads 60 books per year. (Fast Company) If you are trying to get your finances in order this year, these books are just what you need to change your money mindset and start building wealth. These choices will walk you through becoming debt-free and teach you how to set up retirement savings and learn to invest the easy way.
Here are my top seven personal finance books to read this year and start making better money moves in your life.
Frugal Living Tips With the Biggest Impact
Have you tried frugal living and decided it wasn’t for you? Perhaps you weren’t using frugal living tips with the biggest impact.
Are you ready to learn about frugal living tips with the biggest impact? If you want to start living frugally, these are the tips I recommend to help you save money and live within your means.
If you want to live on the cheap, it only makes sense to do what will work, first and then use your money extra money to start building your bank account.
10 Benefits of Living Below Your Means
What do most people do when they get a raise? Of course, go out and celebrate by spending more money. If you make more, you should spend more, right?
Yet, if you learn the benefits of living below your means, you may want to reconsider this way of thinking. If you want to get ahead financially, learn to save more for an emergency, live debt free, and get your finances in order then living below your means will help you achieve your financial goals.