Learn what to stop buying and save money!
Do you waste money? Have you ever really looked – I mean really looked – at what you could cut out of your budget to save more?
There are so many ways to save money, but finding them is not always so easy.
I always recommend sticking to ideas that work for you. I mean, if that morning cup of Joe is SUPER important to you, then keep it but use the other 20 ways I have listed to help you get your budget back on track.
Personal finance is a tricky thing for many people. Often people buy what they want or THINK they need without looking at price tags. If you are super rich, then good for you! I hope to be in your shoes one day. But for the rest of us, wouldn’t it be nice to take a vacation or build up an emergency fund with all the “little things” we can save money on over time?
In today’s post, I have listed 21 things people waste money on that can be avoided and save you over $3000 per year. Put that $3000 away in a separate savings account and there you have your mini-emergency fund or your vacation fund… So start planning.
It has come to my attention that there are some lies floating around out there about meal planning. So I wanted to take some time to clear the air!
I’ve been meal planning most of my adult life without even realizing it. You see, back at Central Michigan University times were tough. I was paying for my tuition with student loans and being the frugalista that I am, I took out the minimal amount to cover tuition only.
I then worked full-time to make ends meet at a daycare making around $4-5 an hour. Needless to say, that money did not go far when it came to buying needs like food and most wants were left as gifts from my parents and grandparents (thanks, guys)!
So after leaving the dorms where I had a cafeteria meal plan allowing me to eat whatever I wanted twice a day, I started meal planning on my own for two main reasons:
- I only went to the store once a week because I rode a bike (until it was stolen – hard times!).
- I was on a very fixed income. This meant I needed my food to last the entire week until I could pump those pedals to the store again.
So after this struggling college experience, I was conditioned to continue meal planning.
After I started living off a teacher’s salary and was making more money, I also had more bills – like paying back those yucky student loans! So with that, I continued my frugal meal planning ways.
I am obsessed with Tiny House shows on HGTV. When I say small, these houses are small. Like really small.
There’s Tiny House Hunters, Tiny House, Big Living, and Tiny House Living. It has become the new obsession. Own a small house and live more!
It intrigues me that people would downsize to a house that is as tiny as a hermit crab’s dwelling.
Have you ever considered buying a Tiny House after watching these shows? I have and in today’s post, we are going to learn why a tiny house might be a good option and if a tiny house really saves you money.
In my Swagbucks review, you will find out if Swagbucks is legit, as well as who this company is, who should use it, and why.
Swagbucks has been a go-to favorite of mine for earning extra spending cash! You may be asking, “What is Swagbucks?” Perhaps you have never heard of it.
I’ll have to admit I was skeptical at first but in my quest to earn online income, I heard good things about Swagbucks and decided to give it a try.
I was pleasantly surprised at how easy it is to earn Swagbucks and the cash out is only $3 for your first gift card. – I’m almost at a $10 reward now and need to get back to earning after I write this post!
Reconnect with Your Spouse
Is your relationship lacking that spark it once had? Do you feel the need to reconnect with your partner? If you are in this boat and looking for ways to reconnect, finding cute dates is the obvious choice! I know when my husband and I feel a little off-balance, nothing helps more than spending some quality “alone time” together. However, we try to stick to a monthly budget and going out to dinner and a movie, although a nice treat once in a while, can cost an upwards of $70, and that figure does not include babysitter’s fees. Unfortunately, we are now looking at over $100 for a few hours of entertainment.
Furthermore, many couples cannot afford to spend large amounts of money on a night out and are left feeling like their marriage is in a rut. However, date night once a week can literally save your marriage and it doesn’t have to break your bank. There are many alternatives to dinner and a movie that are as frugal as your first kiss!
According to Dr. Charles D Schmitz and Dr. Elizabeth A Schmitz, marriage experts from “The Simple Things Matter,” one of the predictors of a successful marriage is finding joy in spending time together. Couples that spend alone time together are more likely to stay married. With a divorce rate of 40-50% in the United States alone (American Psychology Association), finding ways to stay hitched are extremely important.
How to be a Better Blogger: My Personal Journey
I’ve blogged for around 15 months now and I am so happy to announce this is my 100th post! As a new blogger, this used to be a goal of mine. In fact, I thought I needed 100 posts in my quest to be a better blogger and gave myself a timeline of one year to achieve this goal. Now I realize setting a number of posts for yourself isn’t helping anyone. Why? Well, quality content always wins over quantity. Yet, meeting the 100 mark on my blog feels like such an accomplishment and I am so happy to have you along for the ride!
Since it is the New Year, it is time to set some blogging goals. As I mentioned in my Goal Setting Post, one major aspect of goal setting is writing down what you want to achieve. Also, doing a checkup after a set time will help you adjust and revamp your goals as needed.
My blog had its first birthday on October 19, 2017, and that was my last blogging check-in. It is true, I learned a lot in my first year of blogging, but as an experienced blogger knows, I still have a long way to go. Blogging takes a lot of hard work but having a wealth of content on my site feels amazing!
Check out my one-year blogging post here: Five Amazing Blogging Tips to Try Right Now
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