Are you in need of some savings? Besides housing, one of the biggest expenses most families accrue is their food bill. If you are looking to cut your food bill, you can use these 5 best hacks to save on groceries to cut your bill in half.
According to Mint Blog, the average family of four should spend around $892 on groceries per month. Wow, that is almost a mortgage payment.
But what if I told you you could cut that number in half?
Your grocery bill doesn’t have to literally eat up all of your money.
I used to shop without a plan and I realized after using the tips below, I saved way more and you can too.
Yet it isn’t always easy to save money on groceries, but if you want to cut your grocery bill in half try these easy tips to get started and save more.
Best Hack #1: Meal plan
This is my favorite way to save. I just tried this amazing recipe for lazy lasagna. You know what? I had all the ingredients because I made a master list if my meals and added those foods to my grocery list. Easy, peasy!
Seriously, when you use meal planning you lose the temptation to go out to eat or order pricey takeout.
Best Hack #2: Coupon apps
Coupon apps are so convenient. You can pull up an app on your phone and save money or get rebates. Who doesn’t love getting easy money? I use coupon apps weekly and I find them to be efficient and easy. Here are my favorite coupons apps to try now!
This is my favorite coupon app (and now has a desktop version). I love Ibotta and I have made over $300 from my lifetime use. I simply upload my receipts after I shop and earn money back on the items listed. You can now link loyalty cards so you don’t have to scan.
It is as easy as that! You will find the money in your account a few minutes after uploading your receipt. Plus you can get a $10 bonus for signing up.
This is my favorite go-to app when shopping online. Rakuten, formerly Ebates, gives a percent back of most things I buy online. Just go to the site and click your store before shopping. It is as simple as it sounds. The cashback will show up in your account usually within the day. If you have over $5 cashback, you will get a Big Fat Check.
Also, Rakuten is offering a $40 bonus for signing up and spending $40! So sign up quickly before this ends. You must use it to get the bonus, but that should be easy since most of us shop online now anyway!
This app is like Ibotta in that you scan your receipts. So why not use Ibotta and check out 51? One perk to Checkout 51 is that your items don’t have to be store specific. You can use a receipt from any store, even your local grocery store.
Sign up and start earning money back on your groceries.
Fetch Rewards is easy to use and can earn money back on items you buy. It works on a point system and you can get 2000 bonus points for signing up using this link.
Best Hack #3: Bulk in bulk
I just had a friend tell me she got a 25% off coupon for Target. She then calculated how many nonperishable items she used throughout the year and ordered it using the coupon. Genius!
Now most of us can’t afford to spend $1000 upfront for items, but we can still buy bulk items because they are usually cheaper that way. Do the simple math and determine if it cost less to buy in bulk.
Keep in mind, I am not referring to “panic buying.” It is best to build up a stockpile over time and save some toilet paper for the rest of us.
Best Hack #4: Coupon at home
If you are not a big fan of buying a Sunday paper and clipping coupons, why not try couponing sites and print your own coupons at home. You can pick coupons that fit your needs instead of having a bunch of extra paper clutter.
Coupons.com is my favorite site to print coupons from. I used it and stack manufactures coupons with store coupons at certain stores like Kroger and Target. Make sure to read your store’s coupon policy to see if they allow this, but many big-name stores do. I like to set a goal of getting at least $10 off my grocery bill with coupons each week. That’s $40 back in my pocket per month. You could go “extreme” with your couponing though and save WAY more. I just don’t have the time for extreme couponing at the moment.
Pay attention to your store’s sales cycles. You can determine how often they have a sale on certain products and stock up. Most store sales cycles run from 6-8 weeks and depending on produce according to seasonality.
It pays to buy enough to last you through until the next sales cycle. This may take a little effort to figure out, but if you notice cereal on sale every six weeks, try to calculate how many boxes your family goes through each week and stock up. Pair your store sales with coupons for double savings.
Best ways to save on groceries’ final thoughts…
If you want to be below the national average, it is time to buckle down and start saving and you can use my 5 best hacks to save on groceries to do just that.
Just think about what you could do with that money if you didn’t have to spend it all on food. You could pay down debt or save for a vacation. Stop spending all of your money on food and learn how to easily save more. It’s your turn to put these into action.
Saving on groceries is one of the easiest ways to save money. The tips above will help you cut your food bill and keep money in your pocket. If you want to live on the cheap, use these frugal tips to save moeny today.
What is your favorite way to save on groceries? Leave me a comment. I would love to hear from you.
Are you looking for ways to save money in 2020? These frugal living ideas to try in 2020 will get you started on the right financial path.
Saving money isn’t the easiest thing to do, so I suggest -like any new habit – you should start small. Find some small areas in your budget you can fix and then continue working on your finances from there.
I also suggest finding ways you can fit in small splurges so you don’t miss out on the things that are important to you in life. For example, if you are not that into home decor, skip decorating your house for every Holiday and keeping up with house decorating trends. Yet, if you love Starbucks coffee, leave room in your budget to treat yourself once per week and make your coffee at home the rest of the week. Therefore, you will not feel deprived and give up.
It is easy to fall into the debt trap in today’s world. Almost anyone can get a credit card and card companies make millions off of people that fall behind and wind up paying interest and late fees. To avoid this, try paying cash in the new year and use a cash envelope system. Use these labels to get you started.
What is Frugal Living?
Frugal living is a state of mind. Instead of splurging and spending, find ways to cut back and save on everyday purchases. These small amounts of savings start to add up and enable you to pay off debt, save for an emergency and get ahead in life.
According to business insider, one of the traits of becoming a millionaire is learning to be frugal. (Source: business insider) This research was taken from the book “The Millionaire Next Door” by Thomas J. Stanley, Ph.D. and Sarah Stanley Fallow, Ph.D. who interviewed over 600 millionaires for their research.
Often people do not realize many millionaires live frugally. In fact, you would not even know they have money in the bank. Yet, the people buying luxury cars and houses they cannot afford, seem to be rich. And unfortunately, many are drowning in debt. It is funny how appearances can sway our thinking.
Use frugal living as a way to start living below your means and saving more money. These frugal living tips for 2020 will help you get started and allow you to put money in the bank this year.
What Frugal Living Is Not
Frugal living is often confused with being cheap. Yet, frugal living does not mean being cheap or miserly. In fact, it is quite the opposite. Frugal living is learning to live below your means, so you can build up your money. Here are some things that are NOT frugal:
Buying Cheap products over quality
Depriving yourself of your favorite things
Not living life
Never doing anything because you have to pay
Extreme measures to save money such as driving around town to save a dollar
Rustic Farmhouse Christmas decor reminds me of my childhood. My grandma always had a Christmas city, a wreath on her door, and cute little wooden signs around her house. I remember how warm and inviting her house felt at Christmas time.
What Christmas decor look are you going for this year?
I personally love all of the rustic farmhouse Christmas decor ideas I keep seeing in stores and magazines. However, if you aren’t careful, you could end up spending WAY more than planned and blow your Christmas budget because decorating your house for Christmas can really add up.
And most of us are already spending more than usual on Christmas presents, Holiday parties, and travel so spending a lot on decorations isn’t going to work.
I personally prefer to buy items after Christmas when store sales are at their lowest. I have started to build up a collection of Christmas decorations shopping this way.
However, all the items included in my list below are under $25 so it should be easy to find something affordable.
Therefore, if you are just starting out or changing up your look to farmhouse rustic, these budget decorations can definitely get you started this year.
The best part, they are all under $25 and can be shipped right to your front farmhouse porch.
If you are a girly girl, getting free makeup sounds like a dream come true! And let’s be honest, if we are buying name-brand makeup it can get pretty darn pricey.
What if you could get free makeup? This would totally make “up” your day! Pun intended!!
And every time I hear the word FREE I get all giddy!
Yes, getting my makeup for free would be the cherry on top of my dark circles and uneven skin tone! HA!
Not to mention, I’m like a kid in a candy store when I walk into Sephora or Ulta. But… then I look at the makeup prices, turn around and walk out (scowl) – that is unless I have a gift card. -thanks, mom!
Check out my favorite ways to save money below:
Rakuten – Formerly known as Ebates, Rakuten is a money-back site that rewards you for doing something you already do: shopping online. Click through Ebates before you shop online and you will receive a percentage back of what you spent. How it works: They make money by referring you to shop at a store and then share their commission with you. The best part is it costs you nothing. Also, they have thousands of the BEST stores to choose from including Target, Kohl’s, Best Buy, Priceline, Macy’s, Petco, Bed Bath & Beyond, Groupon, Amazon and so much more. Sign up through my link and receive a $10 bonus just for signing up! Read my Rakuten Money-Saving Review here.
Ibotta – Ibotta is an awesome money-saving app that allows you to receive rebates for stuff you already buy. All you have to do is find your store and search the available rebates for that week. Once you find your rebates, start shopping. Next, send your receipt by taking a picture and uploading it which is super easy. I suggest doing this right when you get home from the store so you do not forget. It is as easy as taking a simple picture and clicking your rebates! Ibotta has recently added some online shopping to their app as well, so you have more options. Use my link and receive a $10 sign up bonus when you redeem your first rebate! Read more about Ibotta here: Ibotta, Awesome Rebate and Money Making App.