bills

Money Help When You Have No Money to Pay Your Bills

Do you need money help?

Do you need money help? Find out how to get ahead and stop living paycheck to paycheck. #personalfinance #savemoney
Are you living paycheck to paycheck? There is money help. Find out how to get ahead.

Recently I was asked, “I need money help. How can I save money when I can’t pay my bill?” This was a profound question because I know the struggle of having very little funding and trying to scrimp and save to get by, let alone stay out of debt.

We often forget, there are millions of people in out there struggling to stay afloat with their day-to-day bills. Yes, these are hard-working people who just can’t seem to get their ledgers back in the black.

Reasons You May Need Money Help:

Some have enough money but spend themselves into a whirlwind of debt.

Yet, others do not make enough money and can’t make ends meet.

In either situation, life can become stressful, worrisome, and it is difficult to live your best life because bills are always looming in the back of your mind like an unstable tree ready to crash.

My mission at “I Heart Frugal” is to offer money help so people can live and amazing debt-free life. I teach about budgeting and living within your means.

Yet to some this goal may seem impossible when faced with mounting bills. As the bills pile high, catching up seems like it will never happen.

However, I am here to tell you, there is money help and you can do something about your financial situation.

There are so many others out there that are sharing your same money problems, but the good news is, there IS something you can do about it.

So let’s get real about your finances, admit there is a problem, and focus on the solution: A good budget and money-saving action plan. After you have created your action plan, take some steps to avoid this situation in the future.

Get your free ticket! 30 experts in every area of personal finance will show you the best ways to earn more, save more, destroy your debt, manage your assets, create a secure retirement, and smash any obstacles in your way!  Click here to sign up

(more…)

How To Create a $40 Meal Plan Your Family Will Love

Plan your meals for two weeks for under $40! Your family and budget will thank you!
$40 Meal Plan Your Family Will Love

This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.

Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41.

This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.

Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund.

Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!

Suggested Reading:

  1. 75 Frugal Living Tips That are Surprisingly Easy 
  2. How to Do a Week’s Worth of Summer Budget Meals that Rocks!
  3.  No Money to Pay My Bills, Help!
  4. Cheap Meal Plan for Two – $30 One Week – All Meals
  5. 41 Clever Ways to Cut Your Food Bill
  6. 13 Spectacular Ways to Save Money on Gas
  7. 50 Cheap Family Meals that will Fill You Up – Most Under $10

(more…)