debt free

10 Habits of Women Who Always Have Money

10 Habits of Women Who Always Have Money

 

Are you ready for tips on how to always have money as a women? If so, check out this post and find habits to always have money and get your finances in order. #moneytips

Are you ready to get your finances in order and become a woman that always has money? Having your own money and being able to rock your finances is such a great feeling.

Yes, ladies, you can be your own personal money manager and there is no need to rely on anyone else!

According to CNN in the 1960s women could not open a bank account or a line of credit without a man to co-sign for them and if a woman wasn’t married the bank could refuse her (source CNN.com). This is a sad scenario and of course, would not happen today. But this just shows you how far we have come.

In today’s world, we can handle our own money as women. We are totally capable of being the go-getter, investor, homeowner and if you are single, YES – you can do it on your own and if you are married, of course, you can have an equal say. You’ve got this!

If you are married it is always beneficial to include both people in the money decisions and you can add SO much value to the budget and use of extra money in your house.

In fact, I know many households where the woman IS the money manager and handles the finances, budget, and bills.

If you are single, you can handle this “money thing” on your own and be ready to pay off debt and plan for financial freedom.

Women can do it all and taking control of your finances should be a top priority. Use these money tips to  help you become a woman that always has money.

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7 Bad Money Habits and How to Fix Them

Bad Money Habits

7 Common Money Mistakes

Alexander Pope’s famous quote “To err is human” holds true for our many species driven mistakes. However, when we make a money mistake it seems to sting and leave us feeling shame and remorse.

Although money mistakes are as common as the wind blowing the snow, many money mistakes have easy fixes that will keep your money from blowing away from your bank account and wallet. As the snow settles, your financial situation can also settle. In fact, a key piece of our financial happiness is security.

Nonetheless, I’ve made a few money mistakes myself; however, with some careful planning, I was able to bring my finances back into check and you can too!

It always worries me when I see people spending money they do not have. What’s worse is having no budget at all and not taking the time to plan. In the realm of financial health, planning is key.

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Dave Ramsey Hacks to Stop Being Broke

Dave Ramsey’s Baby Step Hacks to Stop Being Broke

Baby Steps & the Debt Snowball

 

Who is Dave Ramsey?

Dave Ramsey is a financial guru that has been through it all. He was a millionaire at age 26 but lost it all, only to turn it around and come back stronger at a net worth of around $55 million.  Dave made it his mission to help others learn from his mistakes and to leave debt in the past.

Dave often uses biblical references to teach people about money. Moreover, he is known to quote Proverbs 22:7 stating, “The rich rule over the poor, and the borrower is a slave to the lender.”  After losing it all Dave has quickly built up his wealth, maintained his marriage, and now helps people learn the value of a dollar. Nonetheless, he teaches people how to pay down debt with his debt snowball methods.

Not only does Dave have New York Times Bestselling books he also created a class called “Financial Peace University” where he teaches live or video versions of his baby steps method for becoming debt-free and building wealth.

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Are You Drowning in Debt? Learn How to Come up for Air

Drowning in Debt


Drowning in Debt

So when I was a kid, I used to swim every day. I would swim for fun! I would swim for exercise and because I grew up by a lake, I thought this made me an excellent swimmer. Daily walks to the lake entailed swimming laps and laying out in the sun. This was a way of life when you grew up a few blocks from the water. Winter was your enemy and summer your best friend.

Yet, that day in the five-foot hotel pool told a story of a different swimmer. Not the story of a swimmer that could swim laps around Michael Phelps, but of a vulnerable kid that could not get a grip. That was the day my brother started drowning. Yet, being the great swimmer that I am, I knew I could save him.

I saw it so differently in my head. I envisioned diving in, grabbing him, and pulling him to the edge. It was all so clear and I would be a hero!

However, I didn’t take into account, when the water is over your head and the other person is panicking – by the way, I’m not a lifeguard – saving them is near to impossible.

As I swam up to my brother bobbing up and down grabbing for any inch of air to fill his water-logged lungs, he grabbed me and started taking me down with him. I – the great swimmer from Michigan – started to panic myself.

Suggested Reading: No Money to Pay My Bills, Help!

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