How to Save $1000 in Three Months with Printable

How to Save $1000 in Three Months with Free Printable Savings Plan Checklist

Do you need to save money? How about learning how to save $1000 in three months? If you follow this savings plan you will reach your savings goal of saving $1000.

Why do you need $1000?

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I am sure there are many things you would like to spend $1000 on right now. However, if you are trying to save $1000 you are probably trying to bulk up your bank account and keep your money. Yet, these reasons for saving $1000 are something to consider:

• emergency fund
• pay down debt
• security
• job loss
• big purchase
• invest

If you do not have an emergency fund, you are not alone. According to a recent study done by Bankrate, a staggering one out of four Americans do not have enough money to cover a $1000 emergency if it were to happen. Although $1000 may not get you that far if you lose your job, it is better than nothing in case of an emergency. In fact, I got in a car accident when I was around age 30. My car was totaled and I was in need of a new car. Luckily, I had around $1200 in an emergency fund and I was able to use it as a down payment on a new car.

If you are in debt, $1000 will help you pay that money down. Not to mention, you can use it to pay off credit cards and continue to save so you will not have debt in the future.

Also, having money in the bank gives you a feeling of security and peace of mind. It is nice to have liquid cash so you have easy access in case you do need money quickly.

If you are looking for an online bank that offers interest rates above the national average, then you will want to check out this bank here. This bank offers over a 1% savings rate (fluctuates), but will help you keep your $1000 safe, but also accessible while you earn above average interest than the national average bank account. Plus it is so easy to sign up. Check them out here.

Perhaps you are saving for a big purchase such as a tv or computer and you would prefer not to put this purchase on a credit card and pay more. If you have discipline you can save up for three months and make your purchase guilt-free.

Maybe you are new to investing, having $1000 saved up to invest is a wise decision. If you can save up $1000 you can make money on interest or dividends from your money.

If you are looking for some easy ways to start investing, check out these platforms.

This platform is easy for beginners to start investing and can get you started with your $1000 savings. 

If you are looking for a way to manage your money this all-in-one platform helps you invest, plus keep all of your finances in order by allowing you to use tools to track your budget and spending. Check it out here and get started!

Nonetheless, whatever your financial savings goals are, saving $1000 in three months doesn’t have to be hard. Follow the plan below and you will be well on your way to your savings goals. Make sure to scroll to the bottom of the post for your “Saving $1000 in Three Months” free printable.

For this post, there are two options to help you start saving. You can use the daily plan or the weekly plan. However, you choose to save is up to you, but our goal is to get you to $1000 in three months so you can have some money in your account and feel more secure.

Option One: Daily Savings to Save $1000 in Three Months

In this plan, you will save $11.00 per day. This may seem like a lot, but you can take a look at where you are spending money now and make some cuts. Furthermore, use that money to start building up your savings. Remember, this isn’t forever. It is only for three months.

Ideas of things you can cut to reach your savings goal:

• $4 coffee
• subscriptions (magazine, Netflix, Hulu)
• Temporarily cut cable
• meal plan to save on groceries
• fast food
• take out

There are many things you can cut out of your budget for three months to help build up your savings. Yet, it may seem harsh to give up things you love. I suggest picking one or two things you can do without and keep the most important purchases as a treat once a week.

7 Budget KIllers

7 Things You Should Never Buy When Broke

Also try meal planning to cut down your food bill. Meal planning has saved me so much money over the years and I still eat well and enjoy foods I love!

Here is my most popular meal plan to try.

Savings plan

In this plan, you will save $11.00 per day for 91 days. Therefore, your savings plan is divided into 5-day increments, totaling 30 days for the first two columns and 31 in the last column. This will leave you with a total of $1001 in your bank account. Not bad!

Day 1 $11

Day 2 $11

Day 3 $11

Day 4 411

Day 5 $11

Day 6 $11

Day 7 $11 and you will continue on to Day 91 $11

To get your free savings printable for this plan, click here: Save $1000 in Three Months (1)

You can check off your saving each day to help you see a visual of your goals and money.

Weekly

Second Option: Weekly Savings Plan to Save $1000 in Three Months

In this option, you will save weekly. You will save $77 per week for 13 weeks and end up with a total of $1001

Your weekly plan will look like this:

Week 1 $77

Week 2 $77

Week 3 $77

Week 4 $77

Week 5 $77 and you will continue on to week 13 where you will end with a total of $1001.

If you are having a hard time figuring out how to get an extra $77 per week, consider finding a side hustle just for the three months to help bulk up your savings To find a side hustle in this list of 75 side hustle ideas, click here.

I personally teaching English online and earn up to $22 per hour as a side hustle. This job has really helped me save money and I only work for about 1 and a half hours per day five days per week. You can read more about this job here.

Also, if you need to make money fast, check out these 25 ideas here!

Saving $1000 in Three Months Final Thoughts…

Learning how to save $1000 in three months will help you achieve your savings goals. Whether you want to build an emergency fund, saving for a bigger purchase, or invest your money this savings plan can help you get there. Learning to budget and save is within your reach.

How did you do with the savings plan? Leave me a comment. I would love to hear from you!

How to Save $1000 in Three Months with Free Printable Savings Plan Checklist

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