Budgets 2017 – New Year, New Budget

Budgets 2017 – New Year, New Budget

New Year, New Budget
New Year, New Budget

Ahhh… The New Year is upon us.  Many look at the New Year as a time of reflection. A time to reevaluate what is working in our daily lives and what needs a facelift.  Yet, in all the Holiday hustle and bustle, we forget to reevaluate one important thing…our budget. After the Holidays, many are left with mounds of credit card debt and are left thinking, “Now what?” Where are the funds to cover the debt. or to pay the bills?

Moving forward, it is best to enter the New Year with a fresh outlook on your budget, among all the other resolutions that come to mind. Furthermore, you are reading this post, so you are making a step in the right direction.  As you plan out your resolutions, keep your budget as a top priority! Staying within your budget in 2017 will help everything else fall into place like a key into a lock. With a few simple budget calculations, this will be a great year for all of us, my friends!

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Shop Target Deals-Get Your Last Minute Gifts

Check & Shop the New Target Deals for Next Week!

Shop Target Deals
Shop Target Deals

Here comes another round of Target deals!  Take a look at these deals now before the ad comes out and plan to shop on Sunday.

This week Target has a lot going on! People will be out last-minute gift shopping and Target is ready for you!  Shop online or in stores but paying attention to sales will help you stay under budget! I hope you find what you are looking for during this pre-Christmas week and I hope you got a great deal on boots last week! Here we go!

This will definitely help if you need a last-minute gift for the lady in your life!!

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Gift Guide for the Lady in Your Life

Gift Guide for the Lady in Your Life

Gift Guide for the Lady in your Life
Gift Guide for the Lady in your Life

Do you still need to do your Christmas shopping? Wondering what to get the lady in your life? Sometimes the people closest to us are the hardest to shop for.

It takes time to search the Internet or brave the mall to pick out a gift for your girl! Instead of using your weekend to shop, take some pointers from my gift guide below and you will have a happy momma this year!

No worries if you are a last minute shopper. These gifts are all found on Amazon which offers two-day shipping. This is a great time to sign up for that free trial of Amazon prime if you are not a member. You will get free two-day shipping and will have a no hassle Holiday. Try Amazon Prime 30-Day Free Trial

So if you don’t want to brave the retail lines this week, shopping online is still a great option. I’ve compiled a list of gifts for you that are budget-friendly and a one-stop shop… Amazon!  There is still time to shop all these gifts listed below and you will receive them by Christmas.


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Frugal Living Blog – Why I Started Mine

Why I Started A Frugal Living Blog – My Story

Reading through my posts, it occurred to me that I haven’t given you, my readers, much information as to why I chose to start a blog.  I’ve been posting my recipes, deals and tips, but before I go on… Let me tell you a bit more about myself!!

Why I Started a Blog!
Why I Started a Blog!

Since I was young, I have always had an interest in writing.  I aspire to write a book one day. (As I continue to research about blogging, I’m finding it is possible with an e-book). I know I am not the best writer out there, but I enjoy it, so that is good enough for me – and hopefully you too 😀.

I have also enjoyed writing in journals through the last few decades of my life. Writing is so therapeutic and relaxing.  It feels good to put those words on paper!

Life as a Mom

Fast forward, I am now a former special education teacher turned homemaker! Yet, I really never dreamed of being a stay-at-home mom.  I used to tell my mom that I would go back to work when I had the baby, no problem. She advised me I would change my mind once I saw my baby… And once again, mother knows best.

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Christmas Budget Brunch – Yummy & Frugal

Christmas Budget Brunch

Looking forward to Christmas brunch this year?  Me too!  I love the Holidays and food is a very important part of all the celebrating.  After watching the kids open gifts, a yummy brunch is a great way to feel full inside and out.  Prepare your brunch with love and the family will love it!

Christmas Budget Brunch
Christmas Brunch on a Budget! Enjoy!

Maybe you are hosting guests and would like to have something to offer them as they wake up on Christmas morning.

I’m thinking of memories of Dad making his infamous pancakes, sausage scent filling the house and that special syrup reserved only for Holidays, Mom would whip up.  This is making me hungry!

Christmas brunch is a special time to sit as a family and remember what the Holidays are all about.  After spending money on gifts, decorations and Christmas cards, it is usually the last thing on one’s mind…to buy more food for the morning.

If you enjoy living a frugal lifestyle or the Holidays are hitting your budget hard this year, this post will help you come up with a great brunch, that will break your belt buckle and not your bank!

Let’s try to keep our cost down to under $12 for our entire Christmas brunch.  (Remember brunch is breakfast and lunch, so that is $6 per a meal.)  Here are some awesome food ideas that will wow and keep your loved ones, big and small, full all Christmas morning.

**This post contains affiliate links. If you click a link and make a purchase I will receive a small commission, so thank you so much!!!

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Play the drugstore Game at CVS and Save a Ton

Saving Money at CVS

Play the drugstore game and save a ton!

What is the drugstore game? Saving a ton at your favorite drugstore. When we think about saving money, most of us do not think “drugstore” as our go-to place. In fact, just walk into any given drugstore and you will find products with a high markup and you can usually find said products much cheaper at your regular grocery store or big box stores. Yet, if you play the drugstore game, you can not only save on groceries but toiletries and household products as well, and sometimes get your favorite products for next to nothing or free.

For the purpose of this post, I am going to teach you how to save at my favorite drugstore, CVS. However, you can play the drugstore game at other big drugstores such as Walgreens and Rite Aid.

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