Easy Ways to Save Money Every Day
Saving money isn’t always easy. In fact, many of us have no choice to save money and are living paycheck to paycheck. Nonetheless, there are many easy money tips and tricks to help keep your budget on track.
So learning to save money means keeping more in your pocket. Not to mention, you can build up your savings account with these simple tips. And it doesn’t have to be hard. There are ways to save money on a tight budget.
Unfortunately, over half of Americans do not have enough money saved to cover one month of expenses. According to a recent study by Bankrates.com, 20% of Americans don’t save anything and 47% only save 1-10% of their earnings. Yes, most people are one emergency away from going over the top into debt.
Saving money is important and some of the best ways to get on top of your money problems are as follows:
- use a spending journal
- create a budget
- find ways to save more money
- find a side hustle
- create sinking funds or separate accounts
- plan for retirement
By starting a budget, you will learn how to save money on a daily basis. If you are stuck on starting your budget, get your free budget template here:
No matter what you are saving for, it is best to have a goal in mind. Learning money tips and tricks will help you keep money in your pocket and you will reach your money goals.
The list below features many ways I use to save money. With a family of four, it is easy to go over budget, especially on groceries for kids. However, I have found that if I continue to practice the tips below, I have a few extra bucks in my pocket at the end of the month and I hope you will too.
Related Saving Money Posts:
- 75 Frugal Living Tips that are Surprisingly Easy
- How to live Frugally for Beginners
- 25 Smart Ways to be More Frugal
- 7 Fun and Quirky Ways to Save Money
- Use the 30-Day Rule to Save Money
Ways to Save Money Every Day
Use these tips to save more and build your bank account.
#1 Save Money by Finding Free Activities
There are so many fun activities in cities or local areas that are free. Local parks, libraries, bike rides, and family walks are just a few. Many times libraries offer classes and celebrations that are free, but you must sign up in advance. If you are at a loss for ideas, here is a list of 55 Summer Activities for Kids that are Frugal or Free and 20 Free Family Holiday Activities.
# 2. Couponing
# 3. Wait a week before buying
#4. Pay off your credit card monthly
I admit I use credit cards. Yet, I pay my balance off each month. I keep track of how much I am spending and set a spending limit for myself. In this way, I am not overspending and getting a surprise bill later.
The main reason I use credit cards is that I get discounts and rewards points, but I make sure to pay it off in full each month and once you are out of credit card debt, you can do the same.
# 5. Shop ahead of time
Have you ever needed a gift for a party and had to run out to the store the day before? Once in this position, we will usually spend more, because we literally have no choice. Yet, if we estimate the number of gifts we will need each year, we can stock up and be ready.
You can also buy things on clearance at the end of the season for next year.
#6 Pack a lunch or make your own food to save
Buying lunch at your work cafeteria or going out daily can add up and eat up your budget. If you want to save money, it is time to start “brown bagging” it.
Moreover, my hubby packs his lunch daily, as did I when I was working. This will save you a tremendous amount of money each week.
Need More Ways to Save Every Day? Keep Reading…
#7 Make dinner at home tonight
#8 Save Money Daily – use of kids eat free
#9 Save Money Daily -Make use of local selling groups
#10 Set a budget for grocery shopping
Need some help in this area? Here are a few of my most popular meal planning posts:
- Budget-Friendly Meal Planning – Two Weeks of Dinners for Under $75
- Cheap Meal Plan for Two – All Meals Under $30
- $40 Meal Plan
Check out my free meal planning pack:
How to Save Money Every Day Conclusion:
I’m hoping my post helps you save money! Consider saving money each month by setting aside money from your monthly salary and start living a frugal life. You will build your savings and have more money in your pocket. You will have less money stress in your life and be better prepared for an emergency.
Check out some other posts listed below on budgeting and making extra money. What tips does your family use to save money? Leave me a comment! I would love to hear from you. Until next time!!
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