Personal finance can seem scary, but it doesn’t have to be. Dare I say, you could make these personal finance tips part of your life and create good money habits that will set you up for a life you have always dreamed of?
Seriously, it is possible. There is no need to continue living in debt. You can learn to make your money work for you.
Learn to be intentional with your money and make sure all of your “needs” are accounted for in your budget. Then start adding in some of those important “wants” because you have the money to pay for them.
The posts below provide over 100 personal finance tips that will kick-start your savings, help you live intentionally with your money, and learn how to “personal finance” better.
What are you waiting for? Live the financial life you have always dreamed of.
If you need money tips, you have come to the right place. Below you will find my best personal finance posts to help you achieve your financial goals. Each post has a brief description to help steer you in the right direction.
Budgets – Easy Budget
Are you a beginner to budgeting? Then this post is for you. Learn how to create a DIY budget with a free printable and start tracking your finances so you can dig yourself out of the debt hole.
7 Ways to Create and Absolutely Perfect Budget
Are you sick of a strict budget? Then you need to check out other budgeting methods besides the traditional pen, paper, and “not spending” method. Hey, it’s your money and you should be able to buy the things that are important to you. Why not use a non-traditional budget and still save, but have the things you want in life?
How to Use a Spending Journal to Conquer Debt
Let’s start our new budget with a spending journal. It is seriously difficult to know how much you should budget unless you know how much you are currently spending. Use this idea to track spending and make sure you are saving more than you are spending.
How to Get Out of Debt
These tips will help you learn how to increase your cash flow and get rid of debt for good.
Also, check out 6 Habits of Debt-Free People
7 Money Common Money Mistakes and How to Fix Them
Have you been making these money mistakes? Check out these fairly common mistakes and learn how to fix them. Learn to budget better today.
Money Help When You Have No Money to Pay Your Bills
What should you do if you cannot pay your bills? If you feel like your head is underwater and no one is throwing you a life raft, use this post to determine a strategy and stop yourself from sinking even further. You deserve to live better.
Top Money Hacks That Will Save You Thousands
These money-hacks are life-changing. Your personal finance I.Q. will jump. Learn how to save more money and create a budget that works for you.
Financial Checkup This Year
After setting all of those New Year’s resolutions, did you remember to check on your finances? This is a good habit to get into at the beginning of each new year but now is also a good time for your budget check. Start your financial check-up and make sure you have taken care of the goals listed in this post.
Use My Sinking Fund Method to Build Savings
Have you heard of sinking funds? These are separate accounts that will help you with your savings goals. -Need to save for a wedding, down payment or even Christmas gifts? Use this method to make sure you have money for the important things in life.
Secrets to Saving for an Emergency Fund
In personal finance, pretty much anyone will tell you to save for an emergency. Regardless of how healthy you are, you are one accident away from financial distress. Not to mention, car repairs and surprise bills can also set you back. Learn how to save for an emergency fund and live stress-free.
21 Things to Stop Buying
Want to know how I saved over $3000 in one year? Here are 21 things I stopped buying and saved a ton. I was able to use my extra money to take a well-needed vacation and you can too.
7 Things You Should Never Buy When Broke
Do you consider yourself to be broke? Then there are certain things you should avoid buying until you are able to get back on your feet. Learn what things to avoid and start building your savings today.
25 Ways You Waste Money Without Even Realizing it
Many of use waste money, not realizing the little things add up. If you are spending $4 on a coffee every day, why not make it at home and use your money to invest and take advantage of compound interest. If you can’t give up coffee, no biggie! But find something on the list that you can live without and use your money to save for your future.
7 Things That are Killing Your Budget
Do you do any of these things? These seven things could literally be killing your budget as you read this and leaving you in debt and cutting into your savings. Check them out and see if you can cut anything out of your budget.
How to Get Out of Debt and Also Manage Your Credit Score
Do you know your credit score? Chances are if you are in debt and have skipped paying some bills, it may be on the low side. The good news is, you can raise your credit score and leave your debt in the past with these tips.
Use the 30-Day Rule to Save More Money
This post explains what is meant by using the 30-day rule. Use this buying rule to help stop impulse spending and amp up your savings.
100 Personal Finance Tips Conclusion
Personal finance doesn’t have to be hard. It is a choice to learn more about money and take action.
Learning to live intentionally with your money will help you live your best life and leave you stress-free when it comes to your bills.
Use these tips above to create a better budget and get out of debt. Stop wasting money and spend money on things that matter to you and your family.
Related Financial Posts:
- How to Enjoy Luxuries in Life (On a Budget)
- 6 Simple Tricks to Help You Stick to Your Budget
- 75 Frugal Living Tips That are Surprisingly Easy
- 3 Ways to Boost Savings Before Retirement