I Heart Frugal - Page 7 of 52 - Spend Less. Live More

ConvertKit Review 2021: Is It Worth It?

ConverKit Review: Is It Worth It? Computer, hot pink notebook, flowers on desk.

ConvertKit Review: Is It Worth It?

In this ConvertKit Review 2021, you will learn if it is worth it. One of the best ways to become profitable while working online is to build an email list. If you are a blogger, you may have heard this, but if you are a newbie, my best advice is to start your list as soon as possible. Don’t wait as you could be missing out on valuable readers, that will become longtime followers and buyers in the long run!

Haven’t started your blog yet? Check out this post and easily get your blog up and running. 

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3 Smart Ways to Pay Down Debt

Smart Ways to Pay Down Debt

3 Smart Ways to Pay Down Debt - Calculator and coins, learn how to pay down debt and save money with these three tips to pay off and stay out of debt
3 Smart Ways to Pay Down Debt

Are you in debt? This recent study found that 77% of Americans currently have some form of debt. Therefore, finding smart ways to pay down debt is essential for many people.

Growing up, debt was a way of life for our family. Although my parents worked hard, we had bills and were conscientious about money. If I wanted something, I was taught I must save up for it. So around age twelve, I started babysitting at $2.00 per hour. Keep in mind this was back in the ’80s and babysitters make much more today!

It was nice to have my own money, but as I got older and went off to college, I was offered a free T-shirt to sign up for a credit card on spring break. It wasn’t always fun having to save up for things so this sounded like a great idea! As you may know, college students love free stuff, so I quickly filled out the form and my credit card arrived promptly.

Soon I started using it and it felt great to be able to buy what I wanted. Until the next month when the bill came in and I realized I owed money to the credit card company and I was now in debt.

Now that I am older, I pay my credit card bill off every month to score points, but back then, I was making minimum wage working at a daycare and didn’t have the cash flow to pay off my debt every month.

I quickly learned that being in debt is stressful and came up with some tips and tricks to get out of debt the smart way (and you can use these tips to get out of debt too)

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Financially Sound: What does it mean? (plus hacks)

Financially Sound

What does it mean to be financially sound? - suitcase with money, learn how to be financially sound and take care of your personal finances with this in depth explanation and hacks.

Are you financially sound? If you have come to this post, you may be asking, what it means to be financially sound and how you can set out to reach your financial goals.

This post covers the following:

  • What does it mean to be financially sound?
  • How to achieve being financially sound
  • 10 Hacks to Become Financially Sound

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