It is that time to start thinking about the Holidays. And yes, learning how to get ready for Christmas can help eliminate stress in your life and your budget. Let’s face it, Christmas can cause a huge strain on your budget if you are not prepared.
According to a study by the National Retail Federation, consumers will spend $1007.24 on Christmas this year, which is up 4.1% from last year.
Regardless, it is best to make a plan and be ready now before it gets too close to your family parties and the actual date. If you wait you end up becoming a last-minute shopper and most likely spend more than what you were planning because at that point you have no choice.
If you want to take the stress out of the Holidays, it is best to prepare during November. In fact, this year, I am planning on finishing and wrapping all of my presents before December 1st. The only way for this to happen is to be prepared.
I have been planning my Christmas budget all year and I save certain accounts specifically for Christmas present and activities. The two main sources of my Christmas budget are from my Ibotta earning over the year and my Poshmark earnings. I am also selling on Facebook and have put my earnings in a cash envelope specifically for Christmas.
A few other side hustles I have done to set money aside for Christmas are VIPKID (currently making the most here) and User Tester (love this one, but can’t always qualify for tests so haven’t made that much.)
Anyway, the reason I am mentioning my side hustles in this post is to show you I consider this extra money and I am setting it aside for Christmas. If you haven’t saved over the year and are finding yourself falling short, consider going through your house and finding items you no longer want or need and selling them to give you an extra cushion.
You could also consider doing something part-time before the Holidays. I’m not suggesting you need to go over the top, but these are just ideas if you need extra money. I recommend only buying gifts you can afford or possibly making gifts if you are super short on cash.
Are you sick of hearing your friends talk about going to the spa? And they always seem to have the cutest outfits, shoes, and purses? Meanwhile, you are on a budget and can’t even afford a cup of soup at the fancy restaurant they went to last weekend.
Maybe you are frugal and don’t find the value of spending money on luxuries or you are in a habit of taking the bottom for yourself because you don’t feel like you deserve luxuries in life. However, you do deserve luxuries and you don’t have to spend a small fortune to give yourself life’s fullest comforts.
Yet, even if you are on a budget you can still enjoy the luxuries life has to offer. With the list below you can save money and still enjoy life. Are you ready to enjoy the luxuries in life on a budget?
In this post you will learn about enjoying luxuries in life on a budget in the following categories:
Just a quick post today with a few free printable coloring sheets your little ones will love.
Halloween is upon us and it is that time of year to dress up and have fun!
And making cute arts and crafts you can display around the house is all part of the holiday. However, we don’t all have a bunch of time to put stuff like this together, so why not print out a cute Halloween coloring page and call it a day! Let your little one color while you finish getting their last-minute costume ready.
My kids love to color and I love using coloring as a means to teach them about other things. The first coloring page is for the little ones and can be used to teach shapes. You can teach oval, rectangle and triangle with this cute picture.
You can give them directions if you wish. You can say color the rectangle green, color the oval orange, and color the triangles black. This will help them with shapes and colors. and they will find it super fun!
Are you stressed out about your Halloween costume? Maybe you waited too long and can’t find anything you like or the right size is “sold out.” Sometimes with our busy “mom” schedules, Halloween is an after-thought that we know we will eventually get too.
Then BOOM a Halloween event pops up two weeks before Halloween and you realize you never bought or made a costume. This can feel like a “frantic” mom moment, but today I am going to show you how to make a super easy and cute Winnie the Pooh costume to take the stress out of Halloween so you can have fun and enjoy it! The best part is the costume literally cost me $3 to make!
I got the idea for this costume because I volunteered to be my son’s room parent this year. I’m on the PTA and I secretly wanted to be able to attend all of his first-grade parties. So I get the honor of planning the Halloween party for his class and in the spirit of Halloween I will dress up too, to make it more fun for the kids.
I wanted something “non-spooky” and kid-friendly. And let’s face it, what kid doesn’t love Winnie the Pooh? I even asked my son if he wanted me to buy a spider girl costume to match him or dress up like that silly ole’ bear! My seven-year-old chose the latter. (I’m so glad he is still into kid’s stuff.)
Frugal Halloween Costume Idea
You all know I am frugal and I’m going to give ya’ll some price details! This costume cost me a whopping $3 in total. Considering the fact, I already had a mustard yellowish colored sweatshirt from old navy and an old headband.
However, I got my yellow sweatshirt on Old Navy’s deal of the day for $10 – so $13 if you want to count that in the price. Not bad!
So let’s get down to this silly-nilly business of making the costume.
Do you find it hard to stay on budget? Many find budgeting too confining and often slip up and spend too much. If you overspend and find it hard to stick to your budget, you are going to love this guest post by Kate Underwood from Club Thrifty. Check it out here:
We all know we should be using a budget, right? After all, the benefits of effective budgeting are obvious. A budget can help you get out of debt, ensure you have money for all your needs, and motivate you to save for future goals. Heck, it might even give you the freedom to spend more lavishly on things you care about!
Unfortunately, too many of us struggle with budgeting and end up thinking it’s hopeless. We give up when we hit a few bumps in the road.
One thing to remember is that a budget is a powerful tool, but getting it right can take some time. Commit to it for the long haul, knowing you can fix things that don’t work for you.
If you’re struggling with getting your budget off the ground, we’ve got a few simple tricks you can try right now to help keep your budgeting journey on track.
Do you love Fall? It is absolutely one of my favorite times of the year! One main reason is my birthday is in the fall – Yay birthday week! Haha! Also, fall is just cozy and fun.
I enjoy doing things with my kids during every season, but I especially love the fall. Summer here in Michigan can get hot and muggy. And sometimes, it is a pain to take two kids outside in the heat. Yet, fall here in Michigan tends to cool down (although it was 90 a few days ago!) and we can enjoy the outdoors as a family.
Fall is a great time to find fall activities for preschoolers, fall activities for toddlers, and fall activities for school-age children. Basically, these fall activities listed below are intended for the family. These fall ideas will have you wishing it was pumpkin spice season all year long!
So grab your sweatshirt and blanky and cuddle up to read this list. Don’t forget to print the free fall activity planner at the bottom of the post so you can make sure to check everything off your fall bucket list.
Most of all, enjoy your family! Kids grow up way too quickly so we need to take advantage of the time they still want to be seen with us! LOL