I Heart Frugal - Page 3 of 52 - Spend Less. Live More

Is $40,000 a Good Salary? Plus Tips to Live on $40,000

Is $40,000 a Good Salary? Pink piggy bank with $100 bills
Is $40,000 a Good Salary? Pink piggy bank with $100 bills

Often people wonder if what they are making is enough. You may be asking yourself, is $40,000 a good salary? And the answer really depends.

$40,000 per year salary is less than the average salary in the United States, Nonetheless, depending on the city you live in and your lifestyle, $40,000 may work for you. Furthermore, if you live in a low-cost area and don’t have many bills, $40,000 is a good salary. However, if you are well-established in your field and have a family to support, $40,000 won’t’ be enough.

If you are just starting out, $40,000 is definitely a livable wage, considering you will probably get raises along the way. If you factor in how many work hours are in a year, you will see you are making about $19 to $20 per hour, considering you are working a 40 hour work week.

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30 Days of Healthy Budget-Friendly Instant Pot Recipes

30 budget-friendly Instant Pot Recipes that are healthy too; pictures of food recipes
30 budget-friendly Instant Pot Recipes that are healthy too; pictures of food recipes

Are you looking for some budget-friendly instant pot recipes that are also healthy? I bought my instant pot on a Black Friday sale as I kept hearing how great there were.

To be honest, I was scared of it for months and it sat in the box in my hallway. I finally got up the courage to use it and after reading and watching videos, I gave it a try. Now I love it, but finding great recipes that are also frugal instant pot recipes is a challenge. So for the new year or any month of the year, you can try this list of 30 days of budget-friendly, healthy instant pot recipes to stay on budget and stay healthy this year.

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Over 100 Budget Categories to Organize Your Personal Budget

Budget Categories to Organize Your Personal Budget

Over 100 budget categories to Organize Your Personal Budget; person writing a budget; calculator
Over 100 budget categories to Organize Your Personal Budget; person writing a budget; calculator

Are you ready to start a budget, but are not sure where to start? Budgeting can be overwhelming at first, but once you get the hang of it, it will seem like second nature.

After a while, your budget will become your habit and your money goals will come out on top. As you read on, you will learn the most important personal budget categories and subcategories to help you create a budget and plan for your future.

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9 Must-Read Secrets to Keeping a Successful Budget

9 Secrets on how to keep your current budget successful:

9 Must-Read Secrets to Keeping a Successful Budget - Person typing on keyboard with budget papers
9 Must-Read Secrets to Keeping a Successful Budget – Person typing on a keyboard with budget papers

Are you sick of taking time to set up a budget, only to have it fail? This means you are back at square one rethinking what you should do.

Don’t be too hard on yourself. It is true, we have all blown our budget from time to time. Yet, the key to a successful budget lies in realizing you need a budget in the first place and getting yourself back on track. Therefore, finding out how to make your budget successful will help you achieve your money goals.

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