Do you need to save more money? Maybe you are behind on bills or want to save for an emergency fund. One easy way to save money on your monthly budget is to cut your food bill.
If you are on a tight budget and need to cut corners, the food bill should be the first place to look. Why? Because it is so easy and there are so many ways you can save on food. Yes, food is a need and you can never cut the “food” category from a budget like a gym membership or a mani/pedi, but you can certainly find ways to cut your food bill and this post will showcase some ideas you may not have thought about.
According to Credit Donkey, if you are a four-person family on a moderate budget with two toddlers you will spend around $712 per month on your grocery bill. If you have toddlers and are spending this much, you can be sure your bill will increase as your kids grow.
USA Today breaks it down even further by totaling out how much you should allow for your food bill per family member. According to their post, you should allow $236.30 for a boy and $190.10 for your daughter, $238.30 for Dad and $206.30 for Mom. In total, you will spend $217.75 per week or $871.00 per month to feed your family of four. It doesn’t take a mathematician to see, that is a HUGE portion of your budget.
As you can see, both figures are pretty close and both are a HUGE chunk of change if you are low on cash or trying to pay off debt.
What are you doing for Mother’s Day this year? Going out for a nice brunch is always popular. Yet, if you are on a budget, you may not be able to foot the entire bill for the family. So making your own Mother’s Day budget brunch at home is a fabulous option. Planning a brunch would be such a treat!
Why not, instead, make momma something she will love and save your money for your bills. Momma would be SO proud of how she raised such a financially responsible person.
And if you are the hubby, trying to find something to do, these would be amazing options for breakfast in bed. Help the kids whip up one of these tasty dishes and serve mom while she relaxes and sleeps in! This is every mother’s dream!
Also, the best part is when it is homemade, mom knows came from the heart.
Think of all the things mom does for you! Washing your clothes, making you dinner, cleaning the house, putting away toys… The list goes on and on. Doesn’t mom deserve something special this year?
Best Meal Planning Tips to Make you a Pro Day 5 – Stay Sane
If you are not a natural planner meal planning can seem frustrating which may cause you to give up. Keep in mind, meal planning doesn’t have to be hard and you can reuse recipes to save time. Try cooking the same meal plan for two weeks and double it for a month’s worth of meals. After you get the hang of it, add a few new recipes to your repertoire.
Meal planning is meant to help you save time and money but the first few hours of creating your plan and shopping may seem daunting, you will be glad the rest of the month because you will be on top of things and you will not have to worry about what’s for dinner or if you have the right ingredients on hand.
In today’s Meal Planning Tip we will discuss shopping and food prep for your meal plan. This may sound like an easy tip, but when you are planning meals you must consider the shelf-life of the food or you may end up wasting it…And of course, wasted food equals wasted money.
By now, you have an idea about why you should meal plan! It saves you time and money and you are WAY less stressed out when dinner time rolls around! If you are looking to save money, your food budget is always something you can cut! Through careful planning and shopping sales, your grocery budget will go down tremendously!
What is your food budget? How much do you spend on food per month?
If you want to save money on groceries, the first thing you need to know is how much you spend on groceries regularly.
If you do not know this number, that is okay. You can start tracking your grocery spending or you can do a reverse grocery budget. (Use credit card bills or receipts to see how much you spent last month or you can always do a rough estimate.)
Most likely, if you are new to this whole budget thing, you probably haven’t been paying close attention to where your money is going.
Yet, if you are in debt, cutting food costs is an easy way to save. You can pay off your debt with your extra money and still have plenty of delicious meals.
One great meal planning tip is to plan your frequency. This means how often you will meal plan. Your meal planning frequency will determine how much food you buy, how often you visit the store and your food budget for the meal planning cycle. There are people who meal plan every week or bi-weekly and some plan up to an entire year of meal prep (even I’m not that organized!) I recommend bi-weekly meal planning because it is easier to stay organized and you only have to go to the store twice per month.
Remember, the less you go to the store, the less chance you have to throw “impulse buy” items into your cart.
Keep in mind, you can double the bi-weekly meal plan to create a months worth of meals while only eating the same meal twice per month.