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Do You Want to Save on Your Grocery Bill? Here are 11 Amazing Ways!

Save on Your Grocery Bill

Grocery Savings Roundup

How many of you need to save money on your grocery bill? Yet, it is not always easy to search the Internet and find information. There is so much out there and searching is time-consuming and overwhelming.  Here at I Heart Frugal, I am always on the lookout for better ways to help you save money and keep your budget on track. Frugal living means living within your means and leaving the “wasted money” category out of your budget.  Saving on your grocery bill is one of the easiest ways to cut back.

For the next few weeks on the I Heart Frugal blog, I will be providing you with some amazing reading!  I will feature “Saving Money” round-ups with the help of some fellow personal finance/frugal living bloggers. This week, these ladies have taken the guess-work out saving on your grocery bill. Check out their posts and learn how to save BIG TIME!

Below each picture, you will find the link to the blog post and the name of the blog. Go ahead and check out these amazing posts! Your budget will thank you!


7 Money-Saving Secrets to Dramatically Slash Your Grocery Bill

Slash Your Grocery Bill (Updated 3/2021)

In today’s post, we are going to be discussing how to slash your grocery bill in seven steps. Cutting food costs may sound difficult, but with these tips, you will see it can be as simple as staying organized and paying attention to the stores you shop. To find out more, keep reading…

Learn how to cut your grocery bill with these seven easy steps.
Learn how to cut your grocery bill with these seven easy steps.


In today’s world, it is hard to get by with the mess of clutter that envelopes our heads. Everywhere you look there is a different company trying to advertise something. Most people are walking around 24/7 with “clutter-head” and this clutter from billboards, television, social media, and even e-mail ads are literally clogging up productivity and leaving us feeling overwhelmed.

If we are being honest, as this clutter seeps in, it is easy to go off-budget. But with some careful planning, we can learn to slash our grocery bill and get things back on track.

Oftentimes, the noise and the clutter causes frustration. And if we are looking for an organizational system with bills, it is best to try to organize our lives as well. Think about the last time you wasted an hour searching for your keys in a messy house. This is super frustrating and can happen to anyone, but if we have systems in place for our bills, budget, home organization, and time management, we can simplify many things in our life and learn to save money on bills including food. So let’s take a look at how you can save more money on food and keep track of sales to maximize your food budget.

Our goal here is to dramatically slash our grocery bill. What would you do if you had extra money in your budget? Above all, you could pay down debt and create a workable budget.

Surveying people in a Frugal Living group I belong to, I found the biggest frustration with budgeting is not having any money left over when the bills are paid. I’m here to tell you, you can find extra money with some organization and planning before grocery shopping each week.


Looking for a great way to earn cash back on groceries? Try Ibotta and get paid to shop:


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How to Slash Your Grocery Bill

In today’s post, we are going to discuss how to slash your grocery bill. You can first take a look at where your money is going, so you can create a budget for your food.

Hence, when you start organizing your world – house, car, bill payment, budgeting, money – you will be able to see where the money is going and if you are behind, you can use savings to help you catch up. The good news is, food is one of the easiest ways to cut costs. You can then create a workable plan and begin to slash your grocery bill drastically.

Finally, the leftover money you have saved from your grocery bill will be well spent on repaying debt and/or saving for an emergency fund or retirement.

Careful planning and a bit of work are key, but you will be on track to obtaining your money goals.

Learn how to slash your grocery bill by using these seven tips. The steps are discussed in detail below.

  • Shop sale cycles
  • Pay attention to product placement
  • Stick to a list
  • Buy in bulk
  • Stay organized
  • Use coupons
  • Use rebate apps like Ibotta
Slash your grocery bill and save
Slash your grocery bill and save

Slash Your Grocery Bill – Seven Easy Tips

Tip #1 – Organization

Like most aspects of life, it is best to stay organized. As I talked about the clutter above, an organizational system is a must in today’s world and will play an intricate role in staying on budget. Just like you are budgeting your money, try budgeting a little time to set up your meal planning and grocery list because taking a little time to plan will save you time in the long run.

Don’t fall into the time-wasting trap. For instance, running back to the store every other day is a time-waster. Another time-waster: thinking of something to make for dinner. Also, fiddling through coupons at the store when you do not prepare your coupon plan will cause stress and waste more time. “Work smarter, not harder,” my friends. In order to avoid these time-wasting mishaps, Therefore, I suggest meal planning and organizing your coupons.

Organize with Meal Prep

Personally, I like to do my meal planning at the beginning of the month. (Here is one of my most popular posts with a meal plan example.) My calendar is essential because I use it to plan meals and mark dates I may have a party to attend or a cook-free night, like a Holiday at a family member’s house. Then I include those days on my meal plan so I do not buy extra food that may go to waste.

Also, I recommend keeping your coupons organized, which will be discussed further in the post. Target’s dollar bin is a great place to shop for a couponing organizer. A great way to organize coupons is by areas of the store, i.e. Produce, meat, cereals, etc. When I pick up an item, I place my coupon in the front of my organizer so I am ready when it is time to check-out.

No doubt, it helps to set aside time to find coupons and organize coupons so you are ready for your shopping trip. Here is an example of time-budgeting to stay organized:

Sunday morning

9-9:30 Match coupon deals to stores (Use coupon bloggers to save time)
9:30-10 Create a meal plan for the month using items that are on sale (Example of a meal plan)
10-11 Go grocery shopping
11-11:15 Organize rebate apps like Ibotta and Checkout 51 (Do this before you put away your groceries – more on this topic below)

You have now spent 2-2 1/2 hours of your day planning for an entire month’s worth of groceries. Create a time frame that works for your schedule and when you budget your time, you will not feel guilty for being unproductive. I usually grocery shop twice a month (If you stay out of the store, you have fewer impulse buys).

Tip: Meal plan for two weeks and double your plan for an entire month’s worth.

(Check out my $40 meal plan for the bare bone’s budget)

Tip #2 – Shop sale cycles

Ask your local manager how often sales cycles occur for items you often buy or start keeping track on your phone calendar. Stock up when an item is on sale. For example, cereal is a staple at our house. A good deal for cereal would be $2 or below per box. When this sale happens we buy enough to last until the next sale. Most store sale cycles are between 6-8 weeks. Pay attention to how much you go through in a sale cycle. Of course, it is best to buy more the first time around so you don’t end up running back to the store to buy your item at full price.

On the other hand, it may sound counterproductive to spend more money stocking up, but once you build up your stockpile for the next 6-8 weeks you can cut those items from your next shopping trip.

Tip #3 – Placement of grocery

First and foremost, one secret many grocery stores don’t want us to know is they strategically place items to tempt you to buy more. I guess it’s not so much a secret anymore because I saw it in the news last week! However, knowing this will help you avoid falling for the marketing trick. Brands actually pay a fee for premium placement at eye level or lower level where kids will see sugary cereals and treats. Additionally, it is not a coincidence you have to walk to the back of the store to grab milk (picking up five other items on the way.) Then you have to walk to the other side of the store for meat or bread. Accordingly, the rotisserie chicken is next to the register where you can capture the smell after building up an appetite while grocery shopping and is easy to grab on your way out.

Store placement of groceries
Store placement of groceries

More Grocery Money Saving Tips

Tip #4 – Stick to a list

Honestly, I’ve said this before in my blog posts but making a list and sticking to it can save you tons of money! Nonetheless, it is easy to grab items off the shelves if you are in a hurry or hungry, so use your time budget as mentioned above. Stick to your list as much as possible, but give yourself a $5-10 allotment of wiggle room for a sale or item you cannot pass up. In this way, you do not feel restricted and if you do not spend this money you can carry it over to the next week.

Tip #5 – Buy in bulk on sale

Have you considered buying in bulk? Many times the price per item is much cheaper. Not to mention, some of the bulk stores like Costco have great deals on food bought in a larger amount. Furthermore, I find snacks such as Skinny Pop, applesauce pouches, and bulk water are much cheaper at Costco. Yes, you can shop at Costco even if you do not have a membership. Buy a Costco gift card and you will be able to use it. Find discount gift cards at

Remember, you really need to stick to your list at big stores like Costco because it is easy to go overboard. All of the free samples are hard to pass up buying after trying. Yet, if you can stick to your list when buying in bulk will save you in the long-run. Target even offers bulk items for a discount.

Have you considered buying a whole chicken and using it for a few meals? You could use it as a main course and then make homemade chicken noodle soup to have for the next few nights. Again, shop the sales and stock up on items like this that can be frozen and will keep.

Tip #6 – Rebate Apps

There are several rebate apps out there but my three favorites are Ibotta, Checkout 51, and Ebates (more for shopping online).


This is an amazing rebate app that offers you money back for submitting your grocery receipt. For more about Ibotta read here: Ibotta

To sign up and receive a $10 bonus click here: Ibotta

Checkout 51

This app is similar to Ibotta. Find items on the list of rebates and upload your receipt after shopping.

This app is like Ibotta in that you scan your receipts. So why not use Ibotta and check out 51? One perk to Checkout 51 is that your items don’t have to be store-specific. You can use a receipt from any store, even your local grocery store.
Sign up and start earning money back on your groceries.

Fetch Rewards.

Fetch Rewards is easy to use and can earn money back on items you buy. It works on a point system and you can get 2000 bonus points for signing up using this link.

Rakuten (Formerly Ebates)

Rakuten is also amazing but it is for online shopping. If you buy your groceries through an online store such as, it is definitely worth checking out.  Read a review here: Rakuten (Formerly Ebates Review)

To sign up and receive a $10 bonus click the button below:

Ebates Coupons and Cash Back


Couponing – This could be an entire post but here are the basics:

Tip #7 – Coupon 

Coupons are usually the first money-saving trick we think about when reducing our grocery bills. However, one complaint I hear is that most coupons are for unhealthy foods. Yes, Sunday paper coupon inserts are known for processed food coupons. Yet, in today’s world, you do not have to rely on the Sunday paper for all of your coupon needs. You can find a gold mine of coupons online. Check out my favorite site and some others are Mambo Sprouts (mostly healthy food coupons), and Also, Target even has its own online coupon page.

Yet, if you are searching for household products and personal care products such as deodorant, shampoo, conditioner, and toothpaste, the Sunday paper will be your best friend. The Sunday paper includes coupons from Red Plum, P & G, and Smart Source.

My best tips for these products are to shop drugstores and learn how to coupon at your favorite. Personally, I love CVS because of their Extra Bucks system and if you are interested, you can read more about it here. Also, I like Walgreens’ program. However, I do not go to drugstores every week because I do not have the time, but at least once a month I replenish my stockpile of items listed above.

Target has Great Personal Care Sales

Additionally, Target has amazing personal care sales every 6-8 weeks. They offer a coupon, buy $20 worth of personal care items and receive a $5 gift card. Not to mention, you can use manufacturer coupons and Cartwheel and still receive your gift card. (Read more about how to shop Target sales here.) In fact, I buy TRESemme hairspray, Dove soap, and Pantene conditioner for 50-70% off retail.

Check out popular coupons on here:

Don’t overspend using coupons

Literally, I could do an entire post about couponing, and one day I will, but for now, let’s focus on the basics. Generally, one important goal I recommend is to use coupons for products you already buy and stock up when you find match-ups with your local stores’ sales. There are thousands of bloggers out there that do the coupon match-ups for you, so save time and check them out. My favorite is The Krazy Coupon Lady but there are thousands to choose from. You can also do this yourself by using local flyers but this will take more of your time.

Plan, plan, plan…This will make your coupon goals easier to meet. If you randomly coupon, you will not save much and may even end up spending more, buying items you will not use.

You Might Make a Coupon Mistake and That’s Okay

Every couponer’s plan at some point has a glitch and that is okay! It is easier to cut your losses than argue with a manager for twenty minutes about something you should have gotten free (and better ways to spend your time), but know that even the best planner, at times has something on the plan that doesn’t work out. Just do the best you can and study the store’s couponing policy so you don’t end up overspending.

I love the saying, “Everything in Moderation! Even couponing!” You can really get burnt out on couponing if you do not budget your time wisely and stay organized. Also, I recommend a coupon box and a plastic coupon holder you can take to the store with the coupons you plan on using. In short, find a system that works for you. Try transferring the coupon to the front of your envelope as soon as you put the product in the cart. This seems to keep the checking out transition easier because I have a stack of coupons to hand the cashier and I like to see if the computer is accepting them. To each their own, but I rarely use more than ten coupons in a single transaction. Although I love coupons, I prefer my coupon rebate apps and Target Cartwheel.

Side Note: One of my pet peeves is when the store shelves are cleared out of a discount item. Hey extreme couponers, leave some for the rest of us. I usually only buy up to five of one product at the same time because I don’t have room to store a large stockpile and I know, these items will go on sale again in six to eight weeks.

Note: I can’t say it enough. If you want to coupon, budget your time and stay organized.

7 Steps to Slash Your Grocery Bill Final Thoughts:

To sum up, if you are looking to slash your grocery bill, you have come to the right place. The seven tips listed above are my foolproof methods to helping you save. Again, start by eliminating clutter in your life before you change your budget. Yet, food is a basic need in your budget, but it is easy to cut spending in this category. Remember to shop sales cycles and pay attention to product placement. Be like Santa, make your list, and check it twice. Buy in bulk to save money and stay organized with your time and your couponing. Similarly, use rebate apps when you return from your shopping trip. Implement these strategies and your will dramatically slash your grocery bill.

You can now put that extra money into a savings account to pay off debt or save for an emergency fund. Take baby steps to slash your grocery bill and reverse the clutter in your budget and in your life. Until next time…

Take Care – Sarah

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Slash Your Grocery Bill