I Heart Frugal - Page 4 of 52 - Spend Less. Live More

9 Epic Advantages of Using a Budget

What are the Advantages of Using a Budgeting?

computer, pens, paper; 9 Epic Advantages of Using a Budget
computer, pens, paper; 9 Epic Advantages of Using a Budget

If you are new to personal finance, as you read more you will hear the term budget thrown around quite a bit. In fact, one of the most important foundations to achieving financial success is to create a budget that works for you and stick to it.

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17 Intriguing Passive Income Ideas for 2022 (You Won’t Want to Miss)

Creative and Interesting Passive income ideas for 2022

Passive Income Ideas (You don't want to miss) - keyboard, wallet, pencils, notebook
Passive Income Ideas (You don’t want to miss) – keyboard, wallet, pencils, notebook

Are you tired of your nine to five? Sure, most of us would like to have a little extra money, and if you are sick of your jobby-job, finding passive income ideas in 2022 could be your new best friend and eventually a way out of battling the grind every day. In fact, According to CNBC 1 in 4 people quit their job in 2021. Finding passive income ideas in 2022 will help many wanting to work from home. The money is out there, you just have to find it.

If this is you, then you will want to start setting up a financial future that is concentrated on passive income and once there, possibly remove yourself from the rat race or at least have the option if you so choose. If you are interested in passive income, this post offers passive income ideas for 2022 so check it out and start your road to financial freedom.

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21 Best Habits of People Who Have Money

21 Habits of People Who Always Have Money - women holding cash
21 Habits of People Who Always Have Money – women holding cash

Have you often wondered, “Why am I broke?” when other people you know, always seem to have money? If you are often asking yourself this question, perhaps it is time to look at your money habits. You can then swap out some of your bad money habits for the habits of people who have money.

People that always have money have systems in place to keep it that way and you can too. This post will outline 21 habits of people who have the money you can adopt and start building wealth.

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Top 75 Budget-Friendly DIY Christmas Gifts to Save Money

Top 75 DIY Christmas Gifts to be thoughtful and save money this year - picture of peppermint bark, gingerbread house on mug and sugar scrub.

Are you still looking for the perfect Christmas gifts for family or friends, but are on a tight budget? Some people are looking for budget-friendly holiday gifts they can make themselves. If you want to make Christmas more special this year, here is a list of the top 75 DIY Christmas Gifts that will help you save money.

Christmas gift-giving can sometimes get out of hand, yet the gift I remember the most are ones people made me. I still have many of them today and they are special keepsakes of when someone took the time to make something for me.

DIY gifts are also a great way to save money if you don’t have the budget to buy pricey items for everyone in your family this year.

With that in mind, we have compiled a list of the 75 best DIY Christmas Gift Ideas that are both inexpensive and easy to make. There is a wide range of items from craft beer to homemade bath bombs. Whatever your interests, we got you covered with this long list of economical homemade goods!

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