I Heart Frugal - Page 44 of 52 - Spend Less. Live More

Secrets to Affordable Fashion for the Frugal At Heart

Secrets to saving on fashionable clothing and building your closet to save you money.
Affordable Fashion for the Frugal at Heart

Are you into style and fashion? Do you follow the latest clothing trends?  Your personal style is an awesome form of self-expression.

Fashion and personal style have always been one of my passions. As a girl, I was intrigued when my mother wore a pretty dress or grandma applied her favorite shade of lipstick. They were always so beautiful and inspiring!

With that being said, I don’t like paying high prices for items that will quickly go out of style and sit in my closet until I decide to do a closet purge. (I don’t like paying high prices for anything for that matter.) So when shopping for more stylish items, I have my go-to stores.

I like following fashion trends and looking cute like the next lady; however, I have not always had the money to support this habit. Therefore, I had to become crafty with my shopping. Today, I’m going to share my secrets & suggestions with you. I will describe how to own a stylish wardrobe on a budget.

Suggested Reading: 75 Frugal Living Tips That are Surprisingly Easy

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How to Use Your Credit Card to Your Advantage

Learn how to use your credit card to your advantage and save money while earning points!
How to Use Credit Cards to Your Advantage

Use Your Card to Your Advantage

We all know credit cards are dangerous, yet if used correctly, they can actually be very advantageous.  There are an array of cards available that offer points, rewards, airline miles, statement credits and YES, they are all very lucrative. However, if you do not know how to use your card to your advantage, you could be digging yourself into a whirlwind of debt. It is estimated that the mean credit card debt for the average American is $5,700. (Source ValuePenguin)

With this amount so high, I’m not suggesting you use your card to go on a spending spree. (Although that would be fun!) Nonetheless, I’m offering some advice to help you build credit and earn some of the amazing rewards these plastic gems have to offer.

Let’s change that $5,700 figure around and let the cards work in our favor. If you are sick of being one of the people that pays interest on your card and gets nothing in return, keep reading…

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How to Let Go of Items You Once Loved

 

Letting Go of Items Once Loved
Letting Go of Items Once Loved

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Did anyone used to watch the show “Hoarders”? The story-line involved people who could not let go of accumulated stuff and their houses were eventually overtaken by knick-knacks and other sentimental treasures.  Experts would swoop in and try to convince the poor souls to let go of items to improve their living conditions.  I’m not even sure it is still on, but let’s face it, we all have a bit of that sentimental hoarding-side that makes us clutter-happy. (Useful Tips for Decluttering Your Home and Gaining Perspective).

Why Is It So Hard to Let Go of Clutter?

The definition of a hoarder is “a person who hoards things.” (Google definitions) So true, it is easy to have obsessiveness with certain items. Mostly, we hold on to stuff that evokes emotion and conjures up memories and/or nostalgic feelings.

Nonetheless, fear is triggered when parting with our items. We have a fear of regret. We are anxious about forgetting our dearest memories. Of course, we do not want to let go of these wonderful items.

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10 Outstanding Ways to Save on Dining Out

Learn how to save money on eating out at restaurants.

10 Outstanding Ways to Save on Dining Out!
10 Outstanding Ways to Save on Dining Out!

 

Great food, ambiance, company, conversation…Who doesn’t like a good night out? Dining out with the family is a wonderful experience. The chef in your house gets a break and you can enjoy the company of loved ones.  Yet, dining out can also be expensive and wreak havoc on your budget.

It would be fun to eat out often; however, it is not always sustainable financially. Nonetheless, there are sensible ways to eat out at restaurants for the occasional treat.

However, I do not recommend dining out often if you are on a budget. Yet going out once or twice a month using the tips listed below, will give you a fun endeavor and won’t break the bank. So pack up the kids and hit the town!

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