Are student loans driving you into debt? Find out how Alexis from FITnancial paid off her loans the day she graduated and use her tips to become debt-free.
With over $1.56 trillion in total U.S. student loan debt and the average monthly student loan payment amounting to $393, I knew I had to do my best to lower my student loans and pay them off when I could. I did not want to be paying off student loans for the next 20 years.
Before I applied to college years ago, I had little to no idea how financial aid and student loans worked. All I knew was that it was common for people to graduate with tens of thousands in student loan debt. And knowing that little fact made me start a journey of learning as much as possible about money.
Personal finance can seem scary, but it doesn’t have to be. Dare I say, you could make these personal finance tips part of your life and create good money habits that will set you up for a life you have always dreamed of?
Seriously, it is possible. There is no need to continue living in debt. You can learn to make your money work for you.
Learn to be intentional with your money and make sure all of your “needs” are accounted for in your budget. Then start adding in some of those important “wants” because you have the money to pay for them.
The posts below provide over 100 personal finance tips that will kick-start your savings, help you live intentionally with your money, and learn how to “personal finance” better.
What are you waiting for? Live the financial life you have always dreamed of.
Do you want a vacation this summer, but don’t have the money? Then you are going to love this guest post about staycation tips by Sumara from ExtraDoughPro.com.
What do you do if you don’t have extra time or money to invest in an honest-to-goodness summer vacation? What if your family can never agree on a vacation destination? How can you keep your family happy and occupied if you stick close to home for two months in the summer?
The answer is a staycation.
Planning a staycation doesn’t mean you’re lazy and unwilling to make travel arrangements. Nor does it mean you don’t have the brainpower to come up with an interesting itinerary. On the contrary, a staycation is a thoughtful choice that more and more families are making.
First of all, a staycation saves a ton of money. There are no airplane tickets, hotel reservations, or car rentals to purchase. And there’s no need to lose sleep over what to pack! In fact, the trickiest part of a “home vacation” may be getting your family on board with the idea. To that end, here are 10 clever staycation ideas to kick off the summer.