Month: March 2019

25 Ways You Waste Money Without Even Realizing It

25 Ways you waste money – learn how to stop

25 Ways You Ways Money and How to Avoid Wasting Money #savemoney #moneytips #frugal
25 Ways You Ways Money and How to Avoid Wasting Money

Do you waste money on frivolous things? It is definitely easy to do with all the constant bombardment of advertising. Let’s face it, we live in a consumer society where spending is the norm. Plus, it is SO easy to waste money if you really aren’t keeping track.

In fact, according to a recent study from Comet, around 80% of people in America are in debt. (source:

However, if you are looking to get out of debt or save, it is best to find ways to cut costs and starting small is key.

I suggest keeping a spending journal. It doesn’t have to be anything fancy, but I challenge you to write everything you buy for the next week. You will be amazed at how many ridiculous things you are wasting money on and how these little purchases can land you in debt.

What do you waste money on? You are sure to find a few ideas in this post.

Try cutting back and putting some of your leftover money into savings, investing, or a retirement fund.

Over time, you will watch your money grow and you will be glad you did. You will not miss these wastes of money!

Click here to try this amazing free tool that analyzes your spending and helps automate savings!


400 Plus Money-Saving Tips to Save Money for Your Future

Are you ready to save some money? Here at I Heart Frugal that is what we do best! With these 400 money saving tips you will be well on your way to a better future.

400 Plus Money-Saving Tips to Save Money. Learn how to save money now and live frugally. Build your savings account. #savemoney #moneytips #personalfinance #frugalliving
400 Plus Money-Saving Tips to Save Money

My passion is saving money and better yet, helping other people like you save money. Why get caught up in debt and have money stress in your life? You shouldn’t have to pay full price for everything you buy and by testing out my frugal ideas, you can put more money back in your pocket today.

According to a 2018 study from Comet 80.9% of baby boomers, 79.9% of Generation X, and 81.5% of millennials are in debt. (source

I don’t want you to be in that statistic.

If you are looking to get out of debt or save for an emergency fund so that one small accident doesn’t send you into the deep end of debt, then this post should help.

I recommend making small changes and picking ideas that will work for you. One person can stop buying $5 lattes and another can stop fast food runs. The point is to find little things you can cut out and use the extra money to save or pay off debt.

Learn how to use a spending journal here and start tracking your spending habits. Then you will know exactly how much money you are spending each month and it will be easier to see how much you can save.

It is also very wise to have a budget so you are not spending more money than you are bringing in each month. You can learn how to budget better here.

Then use the money-saving ideas below to help you reach your financial goals.