Are you broke or struggling financially? If so, there are certain things you should avoid buying. If you take a look at your budget, these are things that simply must go.
According to PEW Charitable Trust, a staggering 80% of Americans are in debt. Most do not have $500 in an emergency fund to cover a basic car repair or hospital bill.
Unfortunately, personal finance is not taught in most schools (unless you are taking a business class) and people continue to dig themselves into a hole because they never learned how to handle money.
Yet, personal finance is a simple matter of knowing how much money you bring in and how much money you need to cover your bills. Yes, we could go into great detail on this subject alone, but it is a simple input versus output mathematical equation. However, if you need help with your budget, then check out these posts:
Yet, once you have determined your input/output equation then it is best to live within your means and pay down debt to avoid paying more for everything the rest of your life (because of interest). If you have credit card debt you are paying interest on everything you buy with your credit card. Chances are you probably don’t remember half of the items on your bill, but you are now paying WAY more for each and every purchase because the interest is high, especially if you have late fees.
Nonetheless, debt is not a life sentence and you can become debt-free. Learning to live within your means and only buy your “needs” until your debt is paid off, is the best option to live a better life.
Are you and your wallet ready for the big day? -Turkey day that is. Hosting Thanksgiving is expensive and stressful. Coming up with your Thanksgiving menu takes time, especially if you are on a budget. However, with anything in life, a solid plan will help you nail your Thanksgiving dinner on the big day. We already know the main course, but what about your Thanksgiving side dishes?
You want something that will wow your guests, but also Thanksgiving side dishes that are affordable and yummy.
Hosting Thanksgiving is not an easy task. Trust me, I’ve done it three times and we have a big family. – Like 8 brothers and sisters on my husband’s side big! Planning out the meal, grocery list, and devising a cooking timeline for the turkey saved my sanity!
Another thing that helped was sticking to a budget when buying the food. No one needs more money stress around the Holidays. Furthermore, it is great to check your local flyers and find the best price per pound on your turkey which is easy because most grocery stores have sales just to stay in the grocery game that week. But let’s face it, hosting any holiday including Thanksgiving is expensive and the Thanksgiving side dishes need to be taken into account within your budget.
So if you are on a budget, like me, you will want to find good deals on side dishes too while still awe-ing your guests with your cooking abilities and unique recipe ideas.
With that in mind, I’ve created a roundup post with the help of my fellow food blogger’s including 50 plus side dishes that are delicious and still budget-friendly. Just pick a few and plan them out on your shopping list to keep track of your cooking expenses.
Pro tip: Find a few recipes that share the same spices or ingredients to help cut your costs even more. For example. two recipes may use sage. You can save by only buying one spice pack.
Thanksgiving is usually stressful for the host, so don’t make it even more stressful by going over budget on food. Try some of these amazing recipes and enjoy your time with your family! You deserve it!
Best Affordable Blogging Classes to Create a Successful Blog
Are you thinking of starting a blog but aren’t quite sure how? Or did you already start your blog but are finding it difficult to increase traffic and monetize? If this is the case then blogging classes are the way to go. Yet, it is not always easy to find affordable blogging classes when you aren’t making any money. Let’s face it, most beginning bloggers do not have a budget for training or ads.
So if you are in the above blogging situation then this post will help you find some affordable blogging classes to amp up your blogging skills, especially if you are on a budget like me.
You could literally spend thousands a year on blogging books, classes, and conferences. But in actuality, there is no need to spend so much, when there are affordable options that still give the same information.
You don’t have to break the bank to start a blog or learn more about blogging.
If you are pondering starting a blog, then you will want to check out my step-by-step blogging guide here. But if you are already up and running you will need to learn as much as you can to survive and flourish in this blogging world. Why? You are up against millions of other bloggers and if you want to stand out, you will want to know your craft.
Also, it is easy to give up if you aren’t seeing the results you want. Blogging can become frustrating and you are left wondering why you started a blog in the first place. However, if you get the proper training you can avoid this scenario and streamline your blogging goals.