Month: April 2018

41 Clever Ways to Cut Your Food Bill

Learn how to cut your food bill

Learn how to How to lower Your Grocery Bill and save money on groceries today. #savemoney
How to Lower Your Grocery Bill

Do you need to save more money? Maybe you are behind on bills or want to save for an emergency fund. One easy way to save money on your monthly budget is to cut your food bill.

If you are on a tight budget and need to cut corners, the food bill should be the first place to look. Why? Because it is so easy and there are so many ways you can save on food. Yes, food is a need and you can never cut the “food” category from a budget like a gym membership or a mani/pedi, but you can certainly find ways to cut your food bill and this post will showcase some ideas you may not have thought about.

According to Credit Donkey, if you are a four-person family on a moderate budget with two toddlers you will spend around $712 per month on your grocery bill. If you have toddlers and are spending this much, you can be sure your bill will increase as your kids grow.

USA Today breaks it down even further by totaling out how much you should allow for your food bill per family member. According to their post, you should allow $236.30 for a boy and $190.10 for your daughter, $238.30  for Dad, and $206.30 for Mom. In total, you will spend $217.75 per week or $871.00 per month to feed your family of four. It doesn’t take a mathematician to see, that is a HUGE portion of your budget.

As you can see, both figures are pretty close and both are a HUGE chunk of change if you are low on cash or trying to pay off debt.

Yet, whether you are saving for an emergency fund or you are spending more than you bring in, there are always ways to save more!

Your goal may be to pay off debt or save for a down payment!

These clever ways to cut your grocery bill will save you hundreds each month!


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13 Spectacular Ways to Save Money on Gas

 

13 Spectacular Ways to Save Money On Gas
13 Spectacular Ways to Save Money On Gas

Are you sick of paying high gas prices? Me too! In fact, I was so relieved when gas prices started dropping – well, a little bit anyway. I was ready to start saving money on gas! Yet, the prices keep creeping back up which makes it hard if you are driving far to work or traveling.

I’m showing my age here, but I remember filling up at college one day for $.99 per gallon and at the time, I remember being disappointed that gas prices were going up. What I wouldn’t give now for $.99 per gallon.

Unfortunately, those “low price” days are long gone. We are left footing the bill if we want to get anywhere, especially during the holidays!

Seriously, are you thinking of traveling during the Fourth of July or Christmas or any other Holiday when family time is key? Good old supply and demand.

Luckily there are some pretty simple ways to save money on gas and if you are fresh out of ideas, you have come to the right place.

I LOVE helping people save money and I am getting creative with some of my tips, but I truly hope this helps you save and adds money back to your monthly budget!

Related: Ebates Review: Is It Worth It?

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15 Unique Mother’s Day Gifts She Will Love – Under $20

Unique Mother’s Day Gifts Under $20
Unique Mother’s Day Gifts Under $20

Are you looking for something unique to give Mom this year?

I think we all have the best intention when Mother’s Day rolls around each year, but if you are on a budget buying gifts is difficult. Some months, I have three or four gifts to buy and I feel like my budget tanks! However, with some careful, thoughtful planning your budget doesn’t have to suffer this Mother’s Day.

The best part of gift giving, in my opinion, is that you are treating someone to a novelty they would not have bought for themselves!

And let’s face it, Mom is the one person that truly deserves to be spoiled.

However, if you are on a budget, it is difficult to find a unique gift that is fit for a queen. So I’ve done some searching and found some amazing gifts, all for under $20. If you are on a budget, no need to fret. I’ve got you – and your momma – covered!

These gifts are unique ideas that Mom won’t find anywhere else!

This post contains affiliate links. This means if you click a link and make a purchase, I will receive a small commission at no cost to you, so thank you. This site uses cookies for a better user experience. For more information read our disclosure policy here.  We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Some of these gifts are found on Amazon and if you aren’t familiar with Amazon Prime, you will certainly want to check it out. They offer a 30-day free trial which includes free two-day shipping. You can sign up for the free trial here: Amazon Prime 30-day Free Trial and then go ahead and check out the gifts below!Amazon Prime (One Year Membership)

With free shipping and gifts under $20, your budget will thank you! All gifts have a four-star or above rating.

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How to Save on Girl’s Night Out: 10 Fun Tips

How to save money when going out with the girls!

How to Save on Girl’s Night Out
How to Save on Girl’s Night Out

Are you in need of a girls night? I know I am!

After picking up toys, doing loads of laundry, and scrubbing the bathroom floor I’m exhausted!

Not to mention wiping butts, calming tantrums, refereeing fights, and spending one-on-one time with both of my boys – Whoa!!, momma needs a break!

I know self-care is a big buzz word today, but there is nothing better than venting with a bunch of gal pals, to release pent-up tension!

Although I don’t have as much “girl time” as I know I should and when I do it is usually in the form of a play date, I think it is essential to get out with your friends at least once a month to talk about life and possibly non-kid related subjects! This is a time you can be yourself again – Like your pre-kid self again. Come on, I know she’s hiding in there somewhere!

We all had our own lives before we had kids and having kids is a wonderful journey I will cherish always, but it is good for your entire family if you leave the nest every once in a while.

Suggested Reading: 55 Summer Activities for Kids That are Frugal or Free

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Mother’s Day Brunch Roundup on a Budget

Mother’s Day Brunch Roundup

Mother’s Day Brunch Roundup on a Budget
Mother’s Day Brunch Roundup on a Budget

What are you doing for Mother’s Day this year? Going out for a nice brunch is always popular. Yet, if you are on a budget, you may not be able to foot the entire bill for the family. So making your own Mother’s Day budget brunch at home is a fabulous option. Planning a brunch would be such a treat!

Why not, instead, make momma something she will love and save your money for your bills. Momma would be SO proud of how she raised such a financially responsible person.

And if you are the hubby, trying to find something to do, these would be amazing options for breakfast in bed. Help the kids whip up one of these tasty dishes and serve mom while she relaxes and sleeps in! This is every mother’s dream!

Also, the best part is when it is homemade, mom knows came from the heart.

Think of all the things mom does for you! Washing your clothes, making you dinner, cleaning the house, putting away toys… The list goes on and on. Doesn’t mom deserve something special this year?

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25 Smart Ways to be More Frugal

 

25 Ways to be Frugal
Learn how to be more frugal

Are you looking to be more frugal? Frugality often means different things to different people. I like to think of being more Frugal as living within your means and buying quality items that will last! Sure, I love saving money, but NOT at the cost of being or buying things that are cheap.

There’s a song I listen to with my sons on the Disney Channel that goes, “built to last, built to last. That way things don’t go to fast.” This song of course, refers to the three little pig’s houses. The straw house, the stick house, and the strongest house that withstood the test of the big bad wolf, which was “built to last.”

You often hear people say, “they don’t make things like they used to.” I often wonder why? Why did after one year, my stainless steel refrigerators rust? Or my two-week-old shirt get a hole in it after washing?

Are these items frugal or cheap? I would go with cheap! Frugal means buying items, even if they cost a little more, that will stand the test of time.

Why Live Frugally? Many people do not know this but many millionaires live very frugally. If you hope to become debt free one day and perhaps financially independent, then living frugally can help you get there and it is not as hard or boring as it sounds. I look at it as a challenge!

I know, If I live frugally now, I can afford to go on more vacations and retire early!

Some people may roll their eyes at frugality. But I always try to remember frugality is not a life sentence. Once you have a budget in place, pay off your debt, build an emergency fund, and save for retirement then it is okay to splurge on yourself once in a while as long as you continue to live within your means.

In fact, if you want to be more frugal, you can do things such as price comparison and research items before you buy. In this way, you will be buying quality over cheap products that do not last.

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