Kids learn at different ages and different stages. With that being said, one important lesson every parent should teach is the power to be in control of money. According to CNBC.com eight out of ten people are in debt in the United States alone. Moreover, wouldn’t it be amazing if your kiddo was one of the two out of ten that are not in debt?
“Mighty Oaks from little acorns grow.” anonymous proverb
If you teach your child basic money lessons through-out all stages of development, he or she will then be able to handle finances as an adult. Therefore, starting early is the key! Plant the seed and your child’s money IQ will grow. You can begin a solid money foundation with your child. This will be in your best interest because they will not ask you to borrow money!
How early is too early? Children can understand the concept of money at a very young age. My two-year-old knows that we have to pay for items when we go to the store and he helps me hand our groceries to the cashier upon checkout. Nonetheless, I was just telling my four-year-old son how much money I have in my retirement accounts and he asked me if I had interest and investors. Kids are little sponges and they soak up what they hear mommy and daddy talking about. I’m not saying my son really understands what investing is, but he will one day. Start those conversations and be open about money with your kids.
As you continue reading, this post will give you ideas on how to begin teaching your child about money. You will find age-based examples to help guide you in your money-teaching quest. Furthermore, I am a former teacher and if there is one thing I love, it is teaching kids real-life skills.
Have a taste for some comfort food? Pulled Chicken is the way to go.
If you are cooking for a party or your family, this recipe will not leave you disappointed. It is really super simple to make. Just pull out your good, ol’ slow cooker and crank it up to high heat. You will soon be ready to eat!
Anyone hungry? This smothered pork slow cooker recipe is a favorite at our house. Even my kids eat it, which is not always the case. However, this recipe sounds so yummy but so complicated! Yet, if you follow along, you will see it is easy breezy with this simplified slow cooker recipe. Best of all, it is budget-friendly and can be quickly added to my Budget-friendly Two-week Meal Planning for under $75!
As promised in my last post, I wanted to quickly churn out this recipe! You will now be ready for your Budget-Friendly Two-Week Meal Planning listed above.
This is a quick, easy recipe that can be made in under 10 minutes (not including cooking time). Keep reading and your dinner tonight will be fast, simple and make your family smile. Any recipe with cream of mushroom soup as an ingredient must be good!
Did you read Budget Friendly Meal Planning? If not then click the link, but if you have followed me (hint, hint subscribe to new posts on below) then you may be getting tired of the first two weeks of meal planning and want some other options.
Just a quick recap! Meal planning is an awesome way to save on your grocery bill and save your sanity. By planning out what you will make for dinner each night and by knowing you have the right ingredients on hand, dinner will be stress-free and you will be less inclined to order take-out. I’ve even included an easy homemade pizza to boot!
One of the best ways to save money is to eat at home. In my first meal-planning option I included one budget-friendly meal out, as a treat! In this version, we will eat at home every night.
If you are only eating out once a month (if you use my first meal plan and then add this one), imagine how much money you will save! (Do the math: Average cost per dinner out = $12.17 per person at Red Robin x’s 4 = $48.68 x’s 4 (if you go out once a week four times a month) = $194.72. You will be saving almost $200 by eating in. (Source for the average cost per meal at a chain restaurant: Business Insider)
Your food bill doesn’t have to break your budget. Cooking is easy, fun and budget-friendly.
So with you in mind, I devised another two-week round of meals! Listed under the meal planning is a grocery list with prices (mostly exact but a few are estimated) of where I usually shop, Target! You will notice our bi-weekly dinners will total under $75!! That is two weeks of dinner meals for under $75! Yes, you read that right!
Take my advice and only visit the store twice a month. Stock up on all of your grocery needs and you won’t be tempted to head back to the store, where the advertisers will be working their magic to test your impulses and lure you into a spending splurge.
Monday: Smothered Pork – This slow cooker recipe is so easy and yummy! Serve on top of rice. This will be updated in few days to include a link to the recipe. Check it out. Here is the recipe: Smother Pork (updated 1/24)
Tuesday: Cheap and Yummy Bean Burritos – Use one can of Market Pantry refried beans. Next heat up the beans on the stove top and add them to your wrap. Then add shredded cheddar cheese and your favorite toppings! We like salsa and light sour cream. Optional: Make a rice packet and add as a filling!
Wednesday: Grilled Chicken and Veggies – Thaw overnight and season up your chicken with salt and pepper and/or Italian dressing. Next pan fry it on your stove top for around 8 minutes on medium-high heat. (Always check your meat is cooked to an internal temperature of 165 degrees Fahrenheit). I usually buy frozen vegetables and steam them, because they are cheaper than fresh and they still hold a lot of nutrients.
Thursday: Sloppy Joes– Use Ground Beef and Manwich Sloppy Joe Mix! Brown up your meat and add the mix! Serve on a bun with a side of veggies. Yummy!
Friday: Freezer Friday – We like fish sticks (Gorton’s is a good option) or spinach ravioli and veggies but feel free to cook up anything you have meant to eat in the back of your freezer.
Saturday: Homemade Cheap and Yummy Pizza – Make a basic pizza dough (Here is one from The Food Network that I like. Also you can freeze the extra) and add pizza sauce and your favorite toppings. We like black olives and onions. Another easy option for pizza crust is the Market Pantry thin crust, which sells for only $1.49.
Sunday: Crock-Pot Chicken Tacos – This is such an easy meal. Just add 1/2 cup water, 1/2 onion, and three thawed chicken breast to your crock-pot. Add 1/2 a packet of taco seasoning and 1 cup of salsa. Next, cook on high for around four hours (depending on your crock-pot) and shred the chicken. Then mix well and drain if it seems too runny. Lastly, serve on wraps with your favorite toppings.
Want to save even more on groceries and earn $10? Sign up for Ibotta andCheckout 51and get cash back for your groceries. I use these EVERY time I shop!
Meal Planning Week Two
Monday: Leftovers – Use the leftover chicken from last night’s meal to make more yummy tacos or serve on tortilla chips with cheese for chicken nachos.
Tuesday: Pancakes and Eggs – Breakfast for dinner! Why not? You will get your protein from the eggs and carbohydrates from the pancakes. Best of all, my kids will eat it! They usually refuse to eat and get up fifteen times, but that is beside the point! With pancakes, they lick their plates clean.
Wednesday: Cheddar Turkey Burgers – Mix one package of ground turkey with 1 cup of cheddar cheese. Next season with salt and pepper and a few splashes of Worcestershire sauce. Lastly, cook your patties and serve them on a bun with veggies as a side.
Thursday: Mozzarella Grilled Cheese and Tomato Bisque – I use sliced mozzarella for the grilled cheese and a side of Campbell’s Tomato Bisque. The grilled cheese is great for dipping.
Friday: Freezer Friday – Pull something out that will expire soon! If you are extremely good at using everything in your freezer, try Market Pantry Frozen Ravioli! They have a few varieties!
Saturday: Pulled Chicken Sandwiches and Veggies – Another simple crock-pot recipe! This recipe will be added soon and is a very simple way to make your pulled chicken in a slow cooker. Updated 1/26 Pulled Chicken Recipe
Sunday: BBQ Chicken Pizza – Make a basic pizza dough (should have some in the freezer if you made the recipe above) and add leftover chicken from last night, plus red onions and mozzarella cheese. Bake for around 20 minutes! YUM!
1 lb. Pack of Pork chops $4.99, 1 2.5 lb. package of Market Pantry Frozen Chicken $7.99, 1 lb.pack of Jennie-o Ground Turkey $4.99, 1 lb. Market Pantry 80/20 Ground Beef $2.99, 1 lb. pack of fresh chicken $4.99: $25.95 (If you are lucky, Target often has a sale of $5 off $20 meat purchase. Be on the lookout! You will need a coupon from the flyer. They offer this sale about once every two months)
1 white onion $1, 1 red onion Total: $2
MP = Market Pantry brand
Market Pantry Cream of Mushroom Soup 10 oz $.99, MP white rice package 14 oz. $1.69, MP Chicken broth 14.5 oz. $.79, MP refried beans 16 oz $1.17, MP Wraps (8 10 Inch) $2.14, Pizza Sauce $1.50, MP Taco Seasoning $.69, MP Chunky Salsa 24 oz. $2.27, Simply Balanced Tortilla Chips $2.99, Bread $2, Campbell’s Tomato Bisque 11 oz. $1.59, Yeast pack of three $1, Manwich Sloppy Joe Sauce $1, Market Pantry Pancake MIx 32 oz. $1.99, Optional MP pizza crust $1.49 Total: $21.81
How I save more on groceries and bring my price under $70:
But wait…I have a Target REDcard and I receive 5% off all of my purchases at the register. This brings my total down to $69.93
Want even more savings? Look up your items on the Target Cartwheel app. The Target Brands such as Market Pantry and Simply Balanced are always in the app. Furthermore, I never leave home without my Cartwheel app! To learn more check out my Target saving secrets here. Don’t forget you can stack Target coupons on top of the app savings! Just check the Target website before you shop and print any relevant coupons. They often have $3/15 Market Pantry or Simply balanced brand coupon. This is where the real deal savings come in at Target.
You may also stack Target coupons with manufacturer coupons. Print coupons easily at coupons.com, one of my favorite coupon sites!
To make meal planning even easier, check out $5 Meal Plan. This is a meal planning service that will send your weekly meal plans of low-cost meals your family will love. They offer a 14-day free trial so you have nothing to lose!
I hope you enjoy your meals and the time you saved is spent doing something else you love without stressing about food!! I’ll be spending my free time playing trains with my boys! Leave me a comment and let me know if you received any extra savings! I would love to hear from you!
The question of the day: If you had an extra half an hour of free time today, what would you do with it?
Have a great weekend my friends! Until next time – Sarah
Frugal Living Fails and Frugal Living Mistakes – Learn from me!!
Money fails and finds…We’ve all had them. There are the times when we wanted to save an extra buck or two but ended up spending an outrageous amount. Saving money isn’t always fun. At times, it is down-right difficult. Not to mention, spending money is more fun, right! I’m with you! However, sticking to a budget, when you are clearly not rich, will help you live a stress-free, happier life.
On the contrary, it is amazing to find money. For example, think of the day you put $10 in your pocket and then put those pants away for the winter. Spring cleaning rolls around and you are $10 richer! Finding extra money is the best feeling.
Yet, coming into money shouldn’t be so arbitrary. Finding concrete ways to save money will help you in the long-run. (Check out my Budgets 2017 – New Year, New Budget Post for help on this.)
Sharing Our Stories
Today I’m going to share some examples of times I failed at saving money. Although these were money mistakes, these failures led me to growth. Hence, a money mistake is never truly a mistake if you learn from it.