7 Money-Saving Secrets to Dramatically Slash Your Grocery Bill

Slash Your Grocery Bill 

Learn how to cut your grocery bill with these seven easy steps.
Learn how to cut your grocery bill with these seven easy steps.

In today’s world, it is hard to get by with the mess of clutter that envelopes our heads. Everywhere you look there is a different company trying to advertise something. Most people are walking around 24/7 with “clutter-head” (a new word I invented) and this clutter from billboards, television, social media and even e-mail ads are literally clogging up productivity. If we are being honest, the clutter in our houses piles up, just like the clutter outside our homes. As this clutter seeps in, our budgeting goes haywire and when this occurs wouldn’t it be nice if we could slash our grocery bill?

Stay with me here…If your stuff-cluttered house needs a cleaning and your bills are cluttering up your counter, how easy is it to lose the bill that was due last week and start to fall behind.  Furthermore, if our time is also cluttered, running here and there, we become unproductive. Think of the last time you spent an hour looking for your keys. Clutter leads to wasted time and wasted money. You could be using your wasted time implementing my tips to slash your grocery bills listed below.

(more…)

From Grateful to Greatness- May 15 – Health

 

From Grateful to Greatness - Learn how to choose gratitude instead of spending
From Grateful to Greatness

If you missed the first week in the “From Grateful to Greatness Series” check it out here.

From Grateful to Greatness: Second Week – May 15: HEALTH

Have you ever been a patient in a hospital?  I have and it is not ideal. I mean don’t get me wrong, the nurses were great (and I have many nurses in my family, so thank you for all you do nurses). Also being served food three times a day and having no chores almost sounds like a vacation, right? Yet, if you have ever stayed in the hospital, you know how the rest of your life is at a standstill.

I was 13-years-old and decided to zoom down a difficult hill while downhill skiing. If you live in Northern Michigan, you learn how to downhill ski because that is what people do when it is negative five below!  Although I was nervous, I glided down the hill with ease until BUMP! I hit a mogul. BAM! I lost my balance… Noooooo…was that my ribs hitting the ground? FLIP, DOUBLE FLIP… Yep, that was me flipping, not skiing, down the hill. OUCH!

(more…)

Happy Mother’s Day 2017

Happy Mother's Day!
Happy Mother’s Day!

Just a short post today… I am wishing all the mothers out there a Happy Mother’s Day!

Why I Shed a Tear this Mother’s Day…

This year, I went to buy the usual Mother’s Day cards. Without hesitation, I grabbed three cards. You see, I always buy cards for both of my grandmothers, as well as my mother. I’ve been giving my grandmothers cards and Mother’s Day presents since I was little, and even though they aren’t my mother, I still honor them. They both played a significant role in my life and were like my second mothers. As a child and throughout my life, my grandmothers were always looking out for me… Then it struck me, I only needed two cards.

My grandmother, the one I wasn’t getting a card for this year, was an amazing lady. One quality I admired about her was that she always showed up. If you invited her, she would come.

She was an active member of her church and had many friends, and although it was getting harder for her to get around, she still managed to travel, go to birthdays, weddings, shopping, out to eat, and church group activities. She was a social person and loved by all.  She was warm, friendly, and kind.
(more…)

From Grateful to Greatness Series – May 8

From Grateful to Greatness

From Grateful to Greatness- A new series about how gratitude can change your life.
From Grateful to Greatness

Be sure to check out the second “From Grateful to Greatness – May 15” post in the series.

Did anyone use to watch Oprah? Oh, how I miss you, Oprah. (Side note, one of my bucket list items is to meet Oprah.) Okay, Okay, enough about Oprah.  Yet, she came to mind today as I watched a training video on how to organize my life. The author used the phrase “Aha moment” which, I am not exactly sure was coined directly from Oprah, but if you watched her show, you would know she sure did use it often.  Oprah was having “Aha moments” left and right. Yet, the true beauty of the show was the gift Oprah had in helping others realize their “Aha moments.”

So today, I am going to ask you to think about “Aha moments.” In my new series “From Grateful to Greatness,” there are phenomenal things happening all around us. Unfortunately, many of these wonderful feats are taken for granted. However, in this new series, you are invited to think about why you are grateful and turn your life into greatness.

(more…)

How to Reconnect With Your Spouse on a Budget

 How to reconnect with your spouse on a budget. A list of 40 budget friendly date ideas.
How to reconnect with your spouse on a budget

Reconnect with Your Spouse 

Is your relationship lacking that spark it once had? Do you feel the need to reconnect with your partner? If you are in this boat and looking for ways to reconnect, date night is the obvious choice! I know when my husband and I feel a little off-balance; nothing helps more than spending some quality alone time together. However, we try to stay on budget and going out to dinner and a movie, although a nice treat once in a while, can cost an upwards of $70, and that figure does not include a babysitter. We are now paying over $100 for a few hours of entertainment.

Unfortunately, many couples cannot afford to spend this amount of money on a night out and are left feeling like their marriage is in a rut. However, date night once a week can literally save your marriage. Yet, it doesn’t have to break your bank. There are many alternatives to dinner and a movie that are as frugal as your first kiss!

According to Dr. Charles D Schmitz and Dr. Elizabeth A Schmitz, marriage experts from “The Simple Things Matter,” one of the predictors of a successful marriage is finding joy in spending time together. Couples that spend alone time together are more likely to stay married. With a divorce rate of 40-50% in the United States alone (American Psychology Association), finding ways to stay together are extremely important.

(more…)

Blogger Recognition Award – I Heart Frugal

Blogger Recognition Award - I Heart Frugal
Blogger Recognition – I Heart Frugal

Blogger Recognition Award 

I woke up this morning and as always, I checked the stats of my blog (it has become an obsession but don’t judge me), and I was pleasantly surprised to find a blogger recognition award nomination in my comments. I was so excited, I immediately texted my husband! Being recognized by a fellow blogger really means the world to me and made my day – or should I say, my past six months of blogging!

It feels amazing to have someone recognize you for all of your hard work, and all of my fellow bloggers out there know exactly what I mean. Not to mention, I was nominated by someone in my blogging niche, saving money. I am honored that a fellow personal finance blogger would recognize my passion for helping my readers save money. Thank you, Lorna! For more money-saving posts and tips, check out my blogging friend Lorna Ye’s amazing website, Savingschamps.

(more…)