Do you want to spoil your husband with gifts? Are you on a budget? Then this post is for you!
Yes, ladies…I’m going to give you some great ways to make your husband or boyfriend feel like a king, that won’t cost you a thing!
My husband is the hardest person to shop for. My humble hubby never wants for a thing. When I ask him what he wants for any Holiday his response is always, “I don’t need anything”.
Not only is he one of the most generous, deserving people I know, he is also a great Daddy to our two boys. He is the type of Dad that changes diapers, puts our two-year old down for a nap and kisses us all good-bye on his way to work. Not to mention, taking the boys with him to Costco so I can have a break. He is a breath of fresh air in a money-hungry world, yet he never wants anything.
In light of his selfless behavior, coming up with gift ideas can become a brutal task. However, if you have a man you want to honor, then let the list below be your guide. I promise, he will be touched by your thoughtfulness.
With Valentine’s Day close by, I thought a great gift post was relevant and helpful, but really ladies, these gifts can be used to make your man feel special anytime of the year!
So let’s get right into it! I’ve listed ten free ways to keep your man feeling like he is and will always be, the love of your life!
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Kids learn at different ages and different stages. With that being said, one important lesson every parent should teach is the power to be in control of money. According to CNBC.com eight out of ten people are in debt in the United States alone. Moreover, wouldn’t it be amazing if your kiddo was one of the two out of ten that are not in debt?
“Mighty Oaks from little acorns grow.” anonymous proverb
If you teach your child basic money lessons through-out all stages of development, he or she will then be able to handle finances as an adult. Therefore, starting early is the key! Plant the seed and your child’s money IQ will grow. You can begin a solid money foundation with your child. This will be in your best interest, because they will not ask you to borrow money!
How early is too early? Children can understand the concept of money at a very young age. My two-year old knows that we have to pay for items when we go to the store and he helps me hand our groceries to the cashier upon checkout. Nonetheless, I was just telling my four-year old son how much money I have in my retirement accounts and he asked me if I had interest and investors. Kids are little sponges and they soak up what they hear mommy and daddy talking about. I’m not saying my son really understands what investing is, but he will one day. Start those conversations and be open about money with your kids.
As you continue reading, this post will give you ideas on how to begin teaching your child about money. You will find age-based examples to help guide you in your money-teaching quest. Furthermore, I am a former teacher and if there is one thing I love, it is teaching kids real-life skills.
Have a taste for some comfort food? Pulled Chicken is the way to go.
If you are cooking for a party or your family, this recipe will not leave you disappointed. It is really super simple to make. Just pull out your good, ol’ slow cooker and crank it up to high heat. You will soon be ready to eat!
Smothered Pork! Anyone hungry? This recipe sounds so yummy but yet so complicated! Yet, if you follow along, you will see it is easy breezy with this simplified slow cooker recipe. Best of all, it is budget-friendly and can be quickly added to my Budget-friendly Two-week Meal Planning for under $75!
As promised in my last post, I wanted to quickly churn out this recipe! You will now be ready for your Budget-Friendly Two-Week Meal Planning listed above.
This is a quick, easy recipe that can be made in under 10 minutes (not including cooking time). Keep reading and your dinner tonight will be fast, simple and make your family smile. Any recipe with cream of mushroom soup in it, has to be good.
Did you read Budget Friendly Meal Planning? If not then click the link, but if you have followed me (hint, hint subscribe to new posts on my sidebar) then you may be getting tired of the first two weeks of meal planning and want some other options.
Just a quick recap! Meal planning is an awesome way to save on your grocery bill and save your sanity. By planning out what you will make for dinner each night and knowing you have the right ingredients on hand, dinner will be stress-free and you will be less inclined to order take-out. I’ve even included an easy homemade pizza to boot!
One of the best ways to save money is to eat at home. In my first meal-planning option I included one budget-friendly meal out, as a treat! In this version, we will eat at home each night. If you are only eating out once a month, imagine how much money you will save!
Your food bill doesn’t have to break your budget. Cooking is easy, fun and budget-friendly.
So with you in mind, I devised another two-week round of meals! Listed under the meal planning is a grocery list with prices (mostly exact but a few are estimated) of where I usually shop, Target! You will notice our bi-weekly dinners will total under $75!! That is two weeks of dinner meals for under $75! Yes, you read that right!
Note: Add in some bread, lunch meat, cereal and milk, and you will have an entire two weeks of meals for around $100.
Note: If you are really low on cash this month, check out my $40 meal plan for two weeks worth of dinners.
This post contains affiliate links. If you click a link and make a purchase I will receive a small commission at no cost to you, so thank you!
Money fails and finds…We’ve all had them. There are the times when we wanted to save an extra buck or two but ended up spending an outrageous amount. Saving money isn’t always fun. At times, it is down-right difficult. Not to mention, spending money is more fun, right! I’m with you! However, sticking to a budget, when you are clearly not rich, will help you live a stress-free, happier life.
On the contrary, it is amazing to find money. For example, think of the day you put $10 in your pocket and then put those pants away for the winter. Spring cleaning rolls around and you are $10 richer! Finding extra money is the best feeling.
Yet, coming into money shouldn’t be so arbitrary. Finding concrete ways to save money will help you in the long-run. (Check out my Budgets 2017 – New Year, New Budget Post for help on this.)
Sharing Our Stories
Today I’m going to share some examples of times I failed at saving money. Although these were money mistakes, these failures led me to growth. Hence, a money mistake is never truly a mistake if you learn from it.
How many times have your heard someone say, there are already millions of people doing something, so you shouldn’t bother? Blogging could fall into that category. Yet, I decided to start a blog anyway.
There is definitely a learning curve in blogging. Nonetheless, in my journey, I have grown by leaps and bounds. Yet, I have so much farther to go.
Even before I started blogging, I did my research but still didn’t realize what blogging would entail until I actually got my feet wet. I spent countless evenings reading on Pinterest while putting my sons to bed. I read about how other moms started blogs and managed. It was interesting to learn about the mistakes and marvels of the fearless mom-bloggers before me. There are numerous inspirations and some day I hope to be one of them!
One blog that inspired me to get off the couch and start writing is Kristen’s Believe In a Budget. Seriously, a big shout out to Kristen! Moreover, this blog features tutorials on how to blog and gives you fundamental information on starting. She is also an expert on Pinterest, which is awesome if you want people to read your blog. She even emailed me back a few times when I needed help.
Money making apps are becoming extremely popular. Many of us are just trying to get by with our regular jobs. Then there are the families living off of one income, like mine. So some extra cash here and there can really help out. Especially when you are earning income for something you already do, like grocery shopping or trying to get rid of unwanted clothing.
Moreover, these money-making apps are awesome at adding supplemental income and time-savers because you are not clipping coupons! So pull out your smart phones and get ready!
Some of the Apps listed below require some work, but are by far, my favorite ways to earn a side hustle, as they like to say now days! However, they are all user-friendly and worth your time! Especially if you are looking for some play money or want to budget for next month’s grocery bill.
This post contains affiliate links. If you click a link and make a purchase or use a code, I will receive a small commission at no cost to you, so thank you!
Do you love saving on your grocery bill? Me too!! It is a needed expense and at times it can chip away at your monthly budget. I’d like to lower my grocery cost but with two kids and a husband, we are mainly buying budget food we need and we don’t really go overboard. (Well, maybe a little at Costco)….
Luckily, there are ways to help the average person save! The Ibotta app actually gives you money back on your grocery bill and other items you buy!!
I’ve been using Ibotta for around two years! It saves me the hassle of always having coupons with me. Although, you can stack coupons with this app.
We often hear people talk about a need versus a want and the impulse to spend? However for the average impulse spender, this may sound like a foreign idea. If we want it, we need it, right? Impulse buys are one major way to throw off your budget. Nonetheless, being able to have impulse control over spending could really save you money.
You may be asking, why would I want to do this? I like shopping! I love treating myself and I love the thrill of spending!
Yet, do you ever have that feeling of emptiness after you bought an expensive item you didn’t need? Have you ever bought something to make yourself feel better? Well this post is for you (and let’s face it 90% of us have-including myself!) Retail therapy used to be my stressor’s best friend.
So what is a need?
There are the basics. For example, we need food, water, clothing and shelter. Additionally, paying your mortgage/rent and utilities are big needs. If you have children you will need diapers and baby food. Additionally, we all have transportation costs. In fact, needs vary from person to person. Therefore, prioritize what you really need. Then if you have money left, buy your want! (That’s after saving too.)