Secrets to Affordable Fashion for the Frugal At Heart

Secrets to saving on fashionable clothing and building your closet to save you money.
Affordable Fashion for the Frugal at Heart

Are you into style and fashion? Do you follow the latest clothing trends?  Your personal style is an awesome form of self-expression.

Fashion and personal style have always been one of my passions. As a girl, I was intrigued when my mother wore a pretty dress or grandma applied her favorite shade of lipstick. They were always so beautiful and inspiring!

With that being said, I don’t like paying high prices for items that will quickly go out of style and sit in my closet until I decide to do a closet purge. (I don’t like paying high prices for anything for that matter.) So when shopping for more stylish items, I have my go-to stores.

I like following fashion trends and looking cute like the next lady; however, I have not always had the money to support this habit. Therefore, I had to become crafty with my shopping. Today, I’m going to share my secrets & suggestions with you. I will describe how to own a stylish wardrobe on a budget.

This post contains affiliate links. This means if you click a link and make a purchase I will receive a commission at no cost to you.

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How to Use Your Credit Card to Your Advantage

Learn how to use your credit card to your advantage and save money while earning points!
How to Use Credit Cards to Your Advantage

Use Your Card to Your Advantage

We all know credit cards are dangerous, yet if used correctly, they can actually be very advantageous.  There are an array of cards available that offer points, rewards, airline miles, statement credits and YES, they are all very lucrative. However, if you do not know how to use your card to your advantage, you could be digging yourself into a whirlwind of debt. It is estimated that the mean credit card debt for the average American is $5,700. (Source ValuePenguin)

With this amount so high, I’m not suggesting you use your card to go on a spending spree. (Although that would be fun!) Nonetheless, I’m offering some advice to help you build credit and earn some of the amazing rewards these plastic gems have to offer.

Let’s change that $5,700 figure around and let the cards work in our favor. If you are sick of being one of the people that pays interest on your card and gets nothing in return, keep reading…

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10 Ways To Stop Spending Like You Are Rich, When You Are Not!

Stop spending like you are rich!

    Stop spending like you are rich!

How To Stop Spending Like You Are Rich (When You Are Not!)

Sure it would be fun to spend like a millionaire! We could buy a new Birkin bag (or for guys the latest Rolex), however, the truth is many millionaires are very frugal.  This is how they became millionaires in the first place. They know the value of a dollar.

Nonetheless, it is easy to become obsessed with the latest and greatest style, toy, gadget, etc. (insert whatever you love to buy here…)  Yet, if you are trying to save and contribute to a retirement and emergency fund, this is counterproductive.

In today’s post, I’m going to give you a list of ten ways to learn how to curb spending.  Even if you aren’t buying big-ticket items like an Ipad, all the small ticket purchases add up.  Try writing your spending down for one week and see how much that morning coffee, tube of lipstick  and two dresses from the mall costs you. You will be surprised at the total.

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Target Bathing Suit Sale and More 2/26-3/4

Target Sales 2/26-3/4
Target Sales 2/26-3/4 – Bathing Suits

Ready for some awesome Target Deals?  Target has some great sales this week and as Spring is fast approaching, I am positive you will love the swim suit sale, especially if you are taking a vacation soon! Can anyone say “Spring Break?” My family and I are taking a budget vacation to Cancun (post to follow after the trip) this year. I’m going to shop the suits before we go.

Not to mention the sale on flip-flops! You can coordinate your flip-flops with your swim suit!

Spring cleaning is in the air and it is time to declutter!  There is a sale on home storage!

After you clean out your bedroom, lighten up the mood with new bedding.  My husband and I decided to get each other a new comforter for Valentine’s Day, but I have yet to pick one out. Maybe this will be the week.

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Secret to Outstanding Brows for Way Less

Secret to Outstanding Brows For Less
Secret to Outstanding Brows For Less

Secret to Outstanding Brows for less

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This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you, so thank you!

Looking to get perfect brows but don’t want to break your bank? I’m right there with you! In today’s post I’m going to reveal an amazing brow pencil I randomly found that is super cheap, but works great! You are going to love it.

First, let me preface by telling you about the brow pencil I was using from Sephora. I loved how it made my brows look. It worked well and the color was fabulous; however it was getting pretty small after sharpening and the idea of dragging two kids into Sephora to buy another was not on my top ten list of things to do for fun.

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How to Let Go of Items You Once Loved

 

Letting Go of Items Once Loved
Letting Go of Items Once Loved

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Did anyone used to watch the show “Hoarders”? The story-line involved people who could not let go of accumulated stuff and their houses were eventually overtaken by knick knacks and other sentimental treasures.  Experts would swoop in and try to convince the poor souls to let go of items to improve their living conditions.  I’m not even sure it is still on, but let’s face it, we all have a bit of that sentimental hoarding-side that makes us clutter-happy. (Useful Tips for Decluttering Your Home and Gaining Perspective).

Why Is It So Hard?

The definition of a hoarder is “a person who hoards things.” (Google definitions) So true, it is easy to have obsessiveness with certain items. Mostly, we hold on to stuff that evokes emotion and conjures up memories and/or nostalgic feelings.

Nonetheless, fear is triggered when parting with our items. We have a fear of regret. We are anxious about forgetting our dearest memories. Of course, we do not want to let go of these wonderful items.

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10 Outstanding Ways to Save on Dining Out

 

10 Outstanding Ways to Save on Dining Out!
10 Outstanding Ways to Save on Dining Out!

 

Great food, ambiance, company, conversation…Who doesn’t like a good night out? Dining out with the family is a wonderful experience. The chef in your house gets a break and you can enjoy the company of loved ones.  Yet, dining out can also be expensive and wreak havoc on your budget.

It would be fun to eat out often; however, it is not always sustainable financially. Nonetheless, there are sensible ways to eat out at restaurants for the occasional treat.  However, I do not recommend dining out often if you are on a budget. Yet going out once or twice a month using the tips listed below, will give you a fun endeavour and won’t break the bank. So pack up the kids and hit the town!

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This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you. 

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Secrets to Saving for an Emergency Fund Now!

Emergency Fund – The Secrets to Saving Now

Secrets to Saving for an emergency fund now!
Secrets to Saving for an emergency fund now!

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This post contains affiliate links. If you click a link and make a purchase, I receive a small commission at no cost to you.

Imagine you wake up, get ready for work and start to walk out the door.  Suddenly you step into a puddle on the carpet. The next step is an even bigger puddle! What is this? Why is the carpet drenched? After searching more, you realize your water heater has flooded! (True story)

Imagine sitting in your miserably hot house because your air conditioner broke. The unbearable 90 degrees humid weather creeps in and you and your family are left hot and crabby! (True story)

Both of these situations happened to me and my family. These were times when we needed a large amount of money to fix the situation at hand. Fortunately we had an emergency fund saved to ease the burden of these surprise bills. Whether it be your water heater, new roof, health emergency, car accident or any other situation with a surprise bill, there are times in life when you need extra money above your regular budget. (Budgets 2017, New Year, New Budget)

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