How to do Your Housework in 25 Minutes Without Going Crazy

How to do your housework in 25 minutes without going crazy! My cleaning tips!

Clean your House in 25 Minutes

How many of you LOVE housework? I’m picturing all of you with your hands down now!

I’m right there with you? After having my second baby, I felt like my house was chronically messy and although I truly believe everyone that says we should leave the house messy and play with our children, I was having a hard time coping with the overwhelm of messiness! I realized I needed a plan to keep a clean house and it needed to be something I would be able to keep up with.

The Science Behind Keeping your House Clean

Woman’s brains perceive clutter differently than men. A study from the January Issue of The Journal of Neuroscience from The Princeton Neuroscience Institute states, “Multiple stimuli present in the visual field at the same time compete for neural representation by mutually suppressing their evoked activity throughout visual cortex, providing a neural correlate for the limited processing capacity of the visual system.” In everyday terms, the more stuff and clutter you have in your home, the more stressed out and less productive you will be. As a result, it is more difficult to focus because clutter is competing for the brain’s attention. This means as a mom, you can never truly relax. Before I read the research, I knew I felt this way often. Now I know exactly why.

So even though I spend a lot of time with my kids, I’ll opt for a clean house too which will help all parties involved because we will save my sanity! You can follow suit with this fool-proof method! Also, the best part is that will only take 25 minutes in the morning and 20 minutes in the evening. That is just 45 minutes a day, broken up into small accomplishments.

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Good Old Dave Ramsey! Financial Peace is in Your Reach

Dave Ramsey’s Baby Steps

Baby Steps & the Debt Snowball

 

Who is Dave Ramsey?

Dave Ramsey is a financial guru that has been through it all. He was a millionaire at age 26 but lost it all, only to turn it around and come back stronger at a net worth of around $55 million.  Dave made it his mission to help others learn from his mistakes and to leave debt in the past.

Dave often uses biblical references to teach people about money. Moreover, he is known to quote Proverbs 22:7 stating, “The rich rule over the poor, and the borrower is slave to the lender.”  After losing it all Dave has quickly built up his wealth, maintained his marriage, and now helps people learn the value of a dollar. Nonetheless, he teaches people how to pay down debt with his debt snowball methods.

Not only does Dave have New York Times Best selling books he also created a class called “Financial Peace University” where he teaches live or video version of his baby steps method for becoming debt free and building wealth.

Suggested Reading: No Money to Pay My Bills, Help!

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How to Do a Week’s Worth of Amazing Summer Budget Meals that Rock!

Summer Budget Meals – Meal Planning

Summer Budget Meal Plan

When I was in college, I was on an extreme budget. I was taking out student loans and worked forty hours a week at a daycare making $5.15 an hour to make ends meet.  I was especially excited when I received my first – drumroll please – $.05 raise. Making an extra $.40 a day really helped out with the bills. (ha ha)

After one year I left the dorms and the “meal plan” I had grown accustomed to was left back in Trout Hall. For the first time in my life, I had to start buying groceries on my own.  The budget for my weekly groceries was a little less than $20 a week and that included everything. How did I make it work? At the time, I shopped at Wal-Mart and bought the same thing every week. Occasionally, my cousin would go shopping with me. I knew what the exact total would be when we arrived at the checkout and my cousin found this hilarious.

This was my first experience with meal planning. I wasn’t as organized as I am now, but I pretty much ate the same thing from week to week and stuck to a budget.

The college years were rough but I am now an adult and have experienced what it is like to make a decent salary. Nonetheless, I continued to use my frugal ways to budget for groceries and other areas of my life. However, since I made more my budget was higher than $20 a week for groceries. Funny enough, I still had a good idea of what my grocery bill would be when I passed through the check out because I allocated myself a certain amount of money for food and household items and used meal planning.

Suggested Reading: Budget-Friendly Two Week Dinner Meal Plan – Under $75

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Learn How to Create an Amazing Budget Roundup

Budget Roundup


Budget roundup

How badly do you need a budget? Budgeting is hard work and it is best to gain all the knowledge and information you can before attempting to create your own. In this way, you will create a budget that will work well for you and your family.  Yet, scavenging around the pool of information we call the Internet is especially time-consuming and it is hard to weed out the good seeds from the bad. So I have done the work for you!

This week on I Heart Frugal, I have compiled a list of budget posts to help you get started on your budgeting journey. My fellow personal finance bloggers have a wealth of information to share that will get you back on track to an amazing debt free life.

Each picture will feature a link to the post and the blog title below. Check out my post on budgeting here and use these other posts to really dive into starting your budget and making your money work for you.

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Are You Drowning in Debt? Learn How to Come up for Air

Drowning in Debt


Drowning in Debt

So when I was a kid, I used to swim every day. I would swim for fun! I would swim for exercise and because I grew up by a lake, I thought this made me an excellent swimmer. Daily walks to the lake entailed swimming laps and laying out in the sun. This was a way of life when you grew up a few blocks from the water. Winter was your enemy and summer your best friend.

Yet, that day in the five-foot hotel pool told a story of a different swimmer. Not the story of a swimmer that could swim laps around Michael Phelps, but of a vulnerable kid that could not get a grip. That was the day my brother started drowning. Yet, being the great swimmer that I am, I knew I could save him.

I saw it so differently in my head. I envisioned diving in, grabbing him, and pulling him to the edge. It was all so clear and I would be a hero!

However, I didn’t take into account, when the water is over your head and the other person is panicking – by the way, I’m not a life guard – saving them is near to impossible.

As I swam up to my brother bobbing up and down grabbing for any inch of air to fill his water-logged lungs, he grabbed me and started taking me down with him. I – the great swimmer from Michigan – started to panic myself.

Suggested Reading: No Money to Pay My Bills, Help!

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Do You Want to Save on Your Grocery Bill? Here are 11 Amazing Ways!

Save on Your Grocery Bill

Grocery Savings Roundup

How many of you need to save money on your grocery bill? Yet, it is not always easy to search the Internet and find information. There is so much out there and searching is time-consuming and overwhelming.  Here at I Heart Frugal, I am always on the lookout for better ways to help you save money and keep your budget on track. Frugal living means living within your means and leaving the “wasted money” category out of your budget.  Saving on your grocery bill is one of the easiest ways to cut back.

For the next few weeks on the I Heart Frugal blog, I will be providing you with some amazing reading!  I will feature “Saving Money” round-ups with the help of some fellow personal finance/frugal living bloggers. This week, these ladies have taken the guess-work out saving on your grocery bill. Check out their posts and learn how to save BIG TIME!

Below each picture, you will find the link to the blog post and the name of the blog. Go ahead and check out these amazing posts! Your budget will thank you!

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