I am back today with another money quote and this one by Thomas Edison is a good one! There are so many opportunities in today’s world and there are more ways to make money than ever before. We are in the age of technology and the Internet. Hence, the opportunities are endless. We often hear people talk about their “Side Hustle” and how they work so hard to get ahead. However, there are the people out there that miss out on these opportunities because they are afraid of pulling up their overalls for a hard day’s work.
Did you know in the United States alone there are $10.8 millionaires (CNBC.com article)? This number struck me as HUGE but the most interesting part is that many of these millionaires are self-made. No, they did not grow up with money, my friends. They got out of bed every morning and hustled! They found opportunities to create wealth and did not give up. Many millionaires failed over and over! But the difference between the millionaire mindset and the average Joe is perseverance and learning from failure. Just look at Bill Gates. He started out with nothing and became one of the richest men in the world. There is something to be said for the self-made millionaire and work ethic!
Are you struggling with your morning routine? Are you having a tough time getting the kids out the door? Is there panic, yelling, and even though you try your best, you are still late for school or work? If this is your morning, you want to keep reading.
Up until now, my son went to afternoon preschool. We enjoyed lazy mornings snuggling on the couch, watching cartoons and then casually getting ready for the park before school. Then he started Junior Kindergarten with a start time of 8:00 A.M. WOW – That first week was rough! But, I have developed a system in our house that has made this transition so much easier and we are all happier as we drive off eagerly early on our way to school!
I used to be a teacher so I am no stranger to getting up early; however, it is a different story when you have two little ones in tow that depend on you for everything. You have to shift gears a little, lower your standards and then lower them a little more! After you try my tips, you will be CRUSHING your morning routine with your coffee in hand and a smile on your face.
Being in the personal finance niche, I always consider all of my options before buying anything. After considering whether to invest in the Genius Blogger’s Toolkit from Ultimate Bundles a book I read called “Eat that Frog” by Brian Tracey came to mind. You see, this book gave me some amazing insight about staying productive and running a business. One HUGE lesson Brian teaches is that once you have found your passion (like blogging), continue to learn as much as you can to become the best at what you do.
Do You Have Enough Time in Your Life?
My time is valuable. I want to soak up every second with my two little boys. They just started school so I don’t see them as much. Yet, I used to spend countless hours searching for answers to my blogging questions. However, I learned EVERY second I waste scrolling through and reading articles that don’t help is time I could have spent with my amazing family. Nonetheless, I am living and learning like all of you – so when I found out a new Genius Blogger’s Toolkit was going to become available through Ultimate Bundles, I jumped at the chance to invest in my blog, knowing I was buying a high-quality product that would truly help me and save time – no more searching the vast Internet for my blogging answers – and money!
Since I was disappointed I missed the Genius Blogger’s Toolkit last year, I was super excited to see it was coming back and even better than before! However, the only kicker is, this bundle is only on sale for eight days (Oct. 2-9). So if you are interested, keep reading my review to help you make up your mind. Furthermore, you will see the pros and cons of this bundle and why I ultimately decided to buy it myself and have been super happy!
Today’s money motivation post comes to you from Warren Buffet, one of the top investors and money gurus when it comes to building wealth. “Price is what you pay. Value is what you get” is a profound statement in the area of frugal living. You see, many frugal people get a bad rap as being cheap. However, many us of us frugal mammas (and dads), on the contrary, are smart with our money and way of living.
Fall is here my friends! I love the cool, crisp air, sweatshirts in the morning, and watching football with my hubby (okay to be honest, he likes that more than me!) One thing I truly miss all summer is my favorite fall cooking method – my crock-pot (check out my favorite one here)! I gave this baby a rest during the summer months, especially when our air conditioner broke – didn’t want to create any extra heat! But now that the weather is cooler, bring on the warmth and delicious smells from the easiest way to cook ever.
I will be lighting my pumpkin latte candle, pulling my hoodie over my ears, and running my crock-pot meals all day (and you should too)! Since I love my crock-pot so much I decided to help all my readers by collecting a bunch of yummy fall crock-pot recipes. These recipes are Ahhhh-mazing! You will walk out of your house in the morning with dinner set and walk back in with the smell of any of these choice recipes filling your house and your tummy!
No more worries about dinner, mama! I’ve got you covered!
Recently I was asked, “How can I save when I can’t pay my bills.” This was a profound question because I know the struggle of having very little funding and trying to scrimp and save to get by. We often forget, there are millions of people in our country struggling to stay afloat with their day-to-day bills. Yes, these are hard-working people who just can’t seem to get their ledgers in the black.
Some have enough money but spend themselves into a whirlwind of debt. Yet, others do not make enough money and can’t make ends meet. In either situation, life can become stressful, worrisome, and it is difficult to live your best life because bills are always looming in the back of your mind like an unstable tree trunk ready to crash.
My mission at “I Heart Frugal” is to help people live and amazing debt-free life through budgeting and living within their means. This goal may seem impossible for some when faced with mounting bills. As the bills pile high, catching up seems near to impossible. However, I am here to tell you, there is help and you can do something about your financial situation.
There are so many others out there that are sharing your same money problems, but the good news is, there IS something you can do about it. So let’s get real about your finances, admit there is a problem, and focus on the solution: A good budget and money-saving action plan. After you have created your action plan, take some steps to avoid this situation in the future.
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