This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.
Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41. This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.
Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund. Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!
We all know credit cards are dangerous, yet if used correctly, they can actually be very advantageous. There are an array of cards available that offer points, rewards, airline miles, statement credits and YES, they are all very lucrative. However, if you do not know how to use your card to your advantage, you could be digging yourself into a whirlwind of debt. It is estimated that the mean credit card debt for the average American is $5,700. (Source ValuePenguin)
With this amount so high, I’m not suggesting you use your card to go on a spending spree. (Although that would be fun!) Nonetheless, I’m offering some advice to help you build credit and earn some of the amazing rewards these plastic gems have to offer.
Let’s change that $5,700 figure around and let the cards work in our favor. If you are sick of being one of the people that pays interest on your card and gets nothing in return, keep reading…
How To Stop Spending Like You Are Rich (When You Are Not!)
Sure it would be fun to spend like a millionaire! We could buy a new Birkin bag (or for guys the latest Rolex), however, the truth is many millionaires are very frugal. This is how they became millionaires in the first place. They know the value of a dollar.
Nonetheless, it is easy to become obsessed with the latest and greatest style, toy, gadget, etc. (insert whatever you love to buy here…) Yet, if you are trying to save and contribute to a retirement and emergency fund, this is counterproductive.
In today’s post, I’m going to give you a list of ten ways to learn how to curb spending. Even if you aren’t buying big-ticket items like an Ipad, all the small ticket purchases add up. Try writing your spending down for one week and see how much that morning coffee, tube of lipstick and two dresses from the mall costs you. You will be surprised at the total.
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Looking to get perfect brows but don’t want to break your bank? I’m right there with you! In today’s post I’m going to reveal an amazing brow pencil I randomly found that is super cheap, but works great! You are going to love it.
First, let me preface by telling you about the brow pencil I was using from Sephora. I loved how it made my brows look. It worked well and the color was fabulous; however it was getting pretty small after sharpening and the idea of dragging two kids into Sephora to buy another was not on my top ten list of things to do for fun.
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Did anyone used to watch the show “Hoarders”? The story-line involved people who could not let go of accumulated stuff and their houses were eventually overtaken by knick knacks and other sentimental treasures. Experts would swoop in and try to convince the poor souls to let go of items to improve their living conditions. I’m not even sure it is still on, but let’s face it, we all have a bit of that sentimental hoarding-side that makes us clutter-happy. (Useful Tips for Decluttering Your Home and Gaining Perspective).
Why Is It So Hard?
The definition of a hoarder is “a person who hoards things.” (Google definitions) So true, it is easy to have obsessiveness with certain items. Mostly, we hold on to stuff that evokes emotion and conjures up memories and/or nostalgic feelings.
Nonetheless, fear is triggered when parting with our items. We have a fear of regret. We are anxious of forgetting our dearest memories. Of course, we do not want to let go of these wonderful items.
Great food, ambiance, company, conversation…Who doesn’t like a good night out? Dining out with the family is a wonderful experience. The chef in your house gets a break and you can enjoy the company of loved ones. Yet, dining out can also be expensive and wreak havoc on your budget.
It would be fun to eat out often; however, it is not always sustainable financially. Nonetheless, there are sensible ways to eat out at restaurants for the occasional treat. However, I do not recommend dining out often if you are on a budget. Yet going out once or twice a month using the tips listed below, will give you a fun endeavour and won’t break the bank. So pack up the kids and hit the town!
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If you checked out my blog resolutions post you will remember I am going to run a 10K this year. I’ve done many races but took a break after having my two kids. Then I got back into running last summer and I got a new pair of shoes for Mother’s Day from my hubby and kids! Of course they wouldn’t have went with any other choice than Asics! They know me too well! I laced those hot pink, cushy sole babies up and hit the pavement!
If you do races, take a minute to look around at the ground. You will see about 70% of the runners are wearing Asics. There is something to be said about this. These shoes are comfortable, designed well, and fashionable! Hands down, they are awesome!
I have tried other brands of running shoes, but once I tried this brand, it is the only one I will wear.
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Do you want to spoil your husband with gifts? Are you on a budget? Then this post is for you!
Yes, ladies…I’m going to give you some great ways to make your husband or boyfriend feel like a king, that won’t cost you a thing!
My husband is the hardest person to shop for. My humble hubby never wants for a thing. When I ask him what he wants for any Holiday his response is always, “I don’t need anything”.
Not only is he one of the most generous, deserving people I know, he is also a great Daddy to our two boys. He is the type of Dad that changes diapers, puts our two-year old down for a nap and kisses us all good-bye on his way to work. Not to mention, taking the boys with him to Costco so I can have a break. He is a breath of fresh air in a money-hungry world, yet he never wants anything.
In light of his selfless behavior, coming up with gift ideas can become a brutal task. However, if you have a man you want to honor, then let the list below be your guide. I promise, he will be touched by your thoughtfulness.
With Valentine’s Day close by, I thought a great gift post was relevant and helpful, but really ladies, these gifts can be used to make your man feel special anytime of the year!
So let’s get right into it! I’ve listed ten free ways to keep your man feeling like he is and will always be, the love of your life!
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Did you read Budget Friendly Meal Planning? If not then click the link, but if you have followed me (hint, hint subscribe to new posts on my sidebar) then you may be getting tired of the first two weeks of meal planning and want some other options.
Just a quick recap! Meal planning is an awesome way to save on your grocery bill and save your sanity. By planning out what you will make for dinner each night and knowing you have the right ingredients on-hand, dinner will be stress-free and you will be less inclined to order take-out. I’ve even included an easy homemade pizza to boot!
One of the best ways to save money is to eat at home. In my first meal-planning option I included one budget-friendly meal out, as a treat! In this version, we will eat at home each night. If you are only eating out once a month, imagine how much money you will save!
Your food bill doesn’t have to break your budget. Cooking is easy, fun and budget-friendly.
So with you in mind, I devised another two-week round of meals! Listed under the meal planning is a grocery list with prices (mostly exact but a few are estimated) of where I usually shop, Target! You will notice our bi-weekly dinners will total under $75!! That is two weeks of dinner meals for under $75! Yes, you read that right!
Note: Add in some bread, lunch meat, cereal and milk, oatmeal and you will have an entire two weeks of meal for around $100.
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