In today’s world, it is hard to get by with the mess of clutter that envelopes our heads. Everywhere you look there is a different company trying to advertise something. Most people are walking around 24/7 with “clutter-head” (a new word I invented) and this clutter from billboards, television, social media and even e-mail ads are literally clogging up productivity. If we are being honest, the clutter in our houses piles up, just like the clutter outside our homes. As this clutter seeps in, our budgeting goes haywire and when this occurs wouldn’t it be nice if we could slash our grocery bill?
Stay with me here…If your stuff-cluttered house needs a cleaning and your bills are cluttering up your counter, how easy is it to lose the bill that was due last week and start to fall behind. Furthermore, if our time is also cluttered, running here and there, we become unproductive. Think of the last time you spent an hour looking for your keys. Clutter leads to wasted time and wasted money. You could be using your wasted time implementing my tips to slash your grocery bills listed below.
Our goal here is to dramatically slash our grocery bill. What would you do if you had extra money in your budget? Above all, you could pay down debt and create a workable budget. Surveying people in a Frugal Living group I belong to, I found the biggest frustration with budgeting is not having any money left over when the bills are paid. I’m here to tell you, you can find extra money with some organization and planning before grocery shopping each week.
Is your relationship lacking that spark it once had? Do you feel the need to reconnect with your partner? If you are in this boat and looking for ways to reconnect, date night is the obvious choice! I know when my husband and I feel a little off-balance; nothing helps more than spending some quality alone time together. However, we try to stay on budget and going out to dinner and a movie, although a nice treat once in a while, can cost an upwards of $70, and that figure does not include a babysitter. We are now paying over $100 for a few hours of entertainment.
Unfortunately, many couples cannot afford to spend this amount of money on a night out and are left feeling like their marriage is in a rut. However, date night once a week can literally save your marriage. Yet, it doesn’t have to break your bank. There are many alternatives to dinner and a movie that are as frugal as your first kiss!
According to Dr. Charles D Schmitz and Dr. Elizabeth A Schmitz, marriage experts from “The Simple Things Matter,” one of the predictors of a successful marriage is finding joy in spending time together. Couples that spend alone time together are more likely to stay married. With a divorce rate of 40-50% in the United States alone (American Psychology Association), finding ways to stay together are extremely important.
I woke up this morning and as always, I checked the stats of my blog (it has become an obsession but don’t judge me), and I was pleasantly surprised to find a blogger recognition award nomination in my comments. I was so excited, I immediately texted my husband! Being recognized by a fellow blogger really means the world to me and made my day – or should I say, my past six months of blogging!
It feels amazing to have someone recognize you for all your hard work, and all of my fellow bloggers out there know exactly what I mean. Not to mention, I was nominated by someone in my blogging niche, saving money. I am honored that a fellow personal finance blogger would recognize my hard work. Thank you, Lorna! For more money-saving posts and tips, check out my blogging friend Lorna Ye’s amazing website, Savingschamps.
One thing I’m learning in life is things never stay the same. This week I have two major milestones, one personal and one over on the blog. On Facebook it is now popular to celebrate and congratulate friends on your “friendaversary” and this week, I have my sixth-month blogaversary. Seriously, I can’t believe I have been at it for six months. Eh em, I want to first thank my fans…Okay, I won’t go there! However, I will share with your my second milestone. My baby boy is turning three. He is such a joy in my life and I can’t believe how big he is getting. I want to slow down time for a moment and keep him young, but I know that is not possible, so I will be joyful with him as he grows. He is seriously my little angel.
All Moms out there feel my pain. Watching your kids grow is bittersweet. You want them to learn and go forward, but in the same sense wouldn’t it be nice if we could keep them little and snuggle them for evermore? I know I would love to rock my almost five-year-old to sleep one last time. Don’t get me wrong, it is nice when they can do things for themselves. I won’t miss sleepless nights, diapers and tantrums, but I wouldn’t trade the last three years for the world. These milestones just remind us to hug our dear ones closer and always tell them and remind them how special they are.
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This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.
Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41. This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.
Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund. Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!
Are you into style and fashion? Do you follow the latest clothing trends? Your personal style is an awesome form of self-expression.
Fashion and personal style have always been one of my passions. As a girl, I was intrigued when my mother wore a pretty dress or grandma applied her favorite shade of lipstick. They were always so beautiful and inspiring!
With that being said, I don’t like paying high prices for items that will quickly go out of style and sit in my closet until I decide to do a closet purge. (I don’t like paying high prices for anything for that matter.) So when shopping for more stylish items, I have my go-to stores.
I like following fashion trends and looking cute like the next lady; however, I have not always had the money to support this habit. Therefore, I had to become crafty with my shopping. Today, I’m going to share my secrets & suggestions with you. I will describe how to own a stylish wardrobe on a budget.
This post contains affiliate links. This means if you click a link and make a purchase I will receive a commission at no cost to you.
We all know credit cards are dangerous, yet if used correctly, they can actually be very advantageous. There are an array of cards available that offer points, rewards, airline miles, statement credits and YES, they are all very lucrative. However, if you do not know how to use your card to your advantage, you could be digging yourself into a whirlwind of debt. It is estimated that the mean credit card debt for the average American is $5,700. (Source ValuePenguin)
With this amount so high, I’m not suggesting you use your card to go on a spending spree. (Although that would be fun!) Nonetheless, I’m offering some advice to help you build credit and earn some of the amazing rewards these plastic gems have to offer.
Let’s change that $5,700 figure around and let the cards work in our favor. If you are sick of being one of the people that pays interest on your card and gets nothing in return, keep reading…
How To Stop Spending Like You Are Rich (When You Are Not!)
Sure it would be fun to spend like a millionaire! We could buy a new Birkin bag (or for guys the latest Rolex), however, the truth is many millionaires are very frugal. This is how they became millionaires in the first place. They know the value of a dollar.
Nonetheless, it is easy to become obsessed with the latest and greatest style, toy, gadget, etc. (insert whatever you love to buy here…) Yet, if you are trying to save and contribute to a retirement and emergency fund, this is counterproductive.
In today’s post, I’m going to give you a list of ten ways to learn how to curb spending. Even if you aren’t buying big-ticket items like an Ipad, all the small ticket purchases add up. Try writing your spending down for one week and see how much that morning coffee, tube of lipstick and two dresses from the mall costs you. You will be surprised at the total.
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This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you, so thank you!
Looking to get perfect brows but don’t want to break your bank? I’m right there with you! In today’s post I’m going to reveal an amazing brow pencil I randomly found that is super cheap, but works great! You are going to love it.
First, let me preface by telling you about the brow pencil I was using from Sephora. I loved how it made my brows look. It worked well and the color was fabulous; however it was getting pretty small after sharpening and the idea of dragging two kids into Sephora to buy another was not on my top ten list of things to do for fun.
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Did anyone used to watch the show “Hoarders”? The story-line involved people who could not let go of accumulated stuff and their houses were eventually overtaken by knick knacks and other sentimental treasures. Experts would swoop in and try to convince the poor souls to let go of items to improve their living conditions. I’m not even sure it is still on, but let’s face it, we all have a bit of that sentimental hoarding-side that makes us clutter-happy. (Useful Tips for Decluttering Your Home and Gaining Perspective).
Why Is It So Hard?
The definition of a hoarder is “a person who hoards things.” (Google definitions) So true, it is easy to have obsessiveness with certain items. Mostly, we hold on to stuff that evokes emotion and conjures up memories and/or nostalgic feelings.
Nonetheless, fear is triggered when parting with our items. We have a fear of regret. We are anxious about forgetting our dearest memories. Of course, we do not want to let go of these wonderful items.