In today’s world, it is hard to get by with the mess of clutter that envelopes our heads. Everywhere you look there is a different company trying to advertise something. Most people are walking around 24/7 with “clutter-head” (a new word I invented) and this clutter from billboards, television, social media and even e-mail ads are literally clogging up productivity. If we are being honest, the clutter in our houses piles up, just like the clutter outside our homes. As this clutter seeps in, our budgeting goes haywire and when this occurs wouldn’t it be nice if we could slash our grocery bill?
Stay with me here…If your stuff-cluttered house needs a cleaning and your bills are cluttering up your counter, how easy is it to lose the bill that was due last week and start to fall behind. Furthermore, if our time is also cluttered, running here and there, we become unproductive. Think of the last time you spent an hour looking for your keys. Clutter leads to wasted time and wasted money. You could be using your wasted time implementing my tips to slash your grocery bills listed below.
Our goal here is to dramatically slash our grocery bill. What would you do if you had extra money in your budget? Above all, you could pay down debt and create a workable budget. Surveying people in a Frugal Living group I belong to, I found the biggest frustration with budgeting is not having any money left over when the bills are paid. I’m here to tell you, you can find extra money with some organization and planning before grocery shopping each week.
If you missed the first week in the “From Grateful to Greatness Series” check it out here.
From Grateful to Greatness: Second Week – May 15: HEALTH
Have you ever been a patient in a hospital? I have and it is not ideal. I mean don’t get me wrong, the nurses were great (and I have many nurses in my family, so thank you for all you do nurses). Also being served food three times a day and having no chores almost sounds like a vacation, right? Yet, if you have ever stayed in the hospital, you know how the rest of your life is at a standstill.
I was 13-years-old and decided to zoom down a difficult hill while downhill skiing. If you live in Northern Michigan, you learn how to downhill ski because that is what people do when it is negative five below! Although I was nervous, I glided down the hill with ease until BUMP! I hit a mogul. BAM! I lost my balance… Noooooo…was that my ribs hitting the ground? FLIP, DOUBLE FLIP… Yep, that was me flipping, not skiing, down the hill. OUCH!
Just a short post today… I am wishing all the mothers out there a Happy Mother’s Day!
Why I Shed a Tear this Mother’s Day…
This year, I went to buy the usual Mother’s Day cards. Without hesitation, I grabbed three cards. You see, I always buy cards for both of my grandmothers, as well as my mother. I’ve been giving my grandmothers cards and Mother’s Day presents since I was little, and even though they aren’t my mother, I still honor them. They both played a significant role in my life and were like my second mothers. As a child and throughout my life, my grandmothers were always looking out for me… Then it struck me, I only needed two cards.
My grandmother, the one I wasn’t getting a card for this year, was an amazing lady. One quality I admired about her was that she always showed up. If you invited her, she would come.
She was an active member of her church and had many friends, and although it was getting harder for her to get around, she still managed to travel, go to birthdays, weddings, shopping, out to eat, and church group activities. She was a social person and loved by all. She was warm, friendly, and kind. (more…)
Did anyone use to watch Oprah? Oh, how I miss you, Oprah. (Side note, one of my bucket list items is to meet Oprah.) Okay, Okay, enough about Oprah. Yet, she came to mind today as I watched a training video on how to organize my life. The author used the phrase “Aha moment” which, I am not exactly sure was coined directly from Oprah, but if you watched her show, you would know she sure did use it often. Oprah was having “Aha moments” left and right. Yet, the true beauty of the show was the gift Oprah had in helping others realize their “Aha moments.”
So today, I am going to ask you to think about “Aha moments.” In my new series “From Grateful to Greatness,” there are phenomenal things happening all around us. Unfortunately, many of these wonderful feats are taken for granted. However, in this new series, you are invited to think about why you are grateful and turn your life into greatness.
Is your relationship lacking that spark it once had? Do you feel the need to reconnect with your partner? If you are in this boat and looking for ways to reconnect, date night is the obvious choice! I know when my husband and I feel a little off-balance; nothing helps more than spending some quality alone time together. However, we try to stay on budget and going out to dinner and a movie, although a nice treat once in a while, can cost an upwards of $70, and that figure does not include a babysitter. We are now paying over $100 for a few hours of entertainment.
Unfortunately, many couples cannot afford to spend this amount of money on a night out and are left feeling like their marriage is in a rut. However, date night once a week can literally save your marriage. Yet, it doesn’t have to break your bank. There are many alternatives to dinner and a movie that are as frugal as your first kiss!
According to Dr. Charles D Schmitz and Dr. Elizabeth A Schmitz, marriage experts from “The Simple Things Matter,” one of the predictors of a successful marriage is finding joy in spending time together. Couples that spend alone time together are more likely to stay married. With a divorce rate of 40-50% in the United States alone (American Psychology Association), finding ways to stay together are extremely important.
I woke up this morning and as always, I checked the stats of my blog (it has become an obsession but don’t judge me), and I was pleasantly surprised to find a blogger recognition award nomination in my comments. I was so excited, I immediately texted my husband! Being recognized by a fellow blogger really means the world to me and made my day – or should I say, my past six months of blogging!
It feels amazing to have someone recognize you for all your hard work, and all of my fellow bloggers out there know exactly what I mean. Not to mention, I was nominated by someone in my blogging niche, saving money. I am honored that a fellow personal finance blogger would recognize my hard work. Thank you, Lorna! For more money-saving posts and tips, check out my blogging friend Lorna Ye’s amazing website, Savingschamps.
One thing I’m learning in life is things never stay the same. This week I have two major milestones, one personal and one over on the blog. On Facebook it is now popular to celebrate and congratulate friends on your “friendaversary” and this week, I have my sixth-month blogaversary. Seriously, I can’t believe I have been at it for six months. Eh em, I want to first thank my fans…Okay, I won’t go there! However, I will share with your my second milestone. My baby boy is turning three. He is such a joy in my life and I can’t believe how big he is getting. I want to slow down time for a moment and keep him young, but I know that is not possible, so I will be joyful with him as he grows. He is seriously my little angel.
All Moms out there feel my pain. Watching your kids grow is bittersweet. You want them to learn and go forward, but in the same sense wouldn’t it be nice if we could keep them little and snuggle them for evermore? I know I would love to rock my almost five-year-old to sleep one last time. Don’t get me wrong, it is nice when they can do things for themselves. I won’t miss sleepless nights, diapers and tantrums, but I wouldn’t trade the last three years for the world. These milestones just remind us to hug our dear ones closer and always tell them and remind them how special they are.
Disclosure: This post contains affiliate links. If you click a link and make a purchase, I will receive a commission at no cost to you, so thank you!
A friend of mine is looking to go to the Barr after having her baby… No, not the bar you are thinking of! Barr class to workout… Now you see where I’m going with this. Knowing I’m into frugal fashion and running, she texted me to find out where I shop for my frugal workout gear! I immediately gave her a list of several places that have always worked out (pun intended) for me!
Most women want to look cute while working out but if you are on a budget, you aren’t going to buy Lulu Lemon, Athleta, and Victoria’s Secret workout gear. Yet, there are ways to look pretty while you are sweatin’ to the oldies. (Sorry, bad old-school workout joke!) You just have to know where to look.
Frugal workout gear is easy to come by if you use my shopping tips listed below. The best part is the list offers good quality workout gear, so you won’t be literally running back to the store to buy more. So keep up your shopping pace as you read through my list and get ready to look cute while getting into shape this year!
This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you.
What a long winter! Thank goodness spring is here! I’m looking forward to fresh air, birds chirping, and flowers blooming. As these signs of spring arrive, many of us start to plan our spring cleaning schedule and this got me thinking…We clean up our houses in the spring; yet, many of us don’t think to clean up our finances. The winter was harsh and we survived, but can we survive taking a good, hard look at our debt?
According to CNBC.com, eight out of ten Americans are in debt. Unfortunately, many of us have developed poor spending habits. We think nothing of spending more than we earn and our debt storm grows. Suddenly our bills are stacked up like a bunch of pancakes at IHOP. As the bills pile high, we continue to swipe away, thinking it will ease the pain.
In order to get out of debt and stop spending, it is important to look at the reasons why we overspend. Often, many of us were never taught how to budget or some spend to fill a void. Others spend to keep up with the neighbors or maintain an image. Whatever the case, discovering the meaning behind the spending will help us make a change.
However, this is harder than it sounds. I mean, how many times have we gone over our budgets while simply buying groceries? It is so easy to continue putting items in the cart and packing our homes and lives full of stuff. The next thing you know, we are cringing every time that bill shows up. It is like one big storm that keeps burying us. So once and for all, let’s dig our way out and get to the bottom of our destructive spending.
This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.
Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41. This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.
Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund. Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!