I woke up this morning and as always, I checked the stats of my blog (it has become an obsession but don’t judge me), and I was pleasantly surprised to find a blogger recognition award nomination in my comments. I was so excited, I immediately texted my husband! Being recognized by a fellow blogger really means the world to me and made my day – or should I say, my past six months of blogging!
It feels amazing to have someone recognize you for all your hard work, and all of my fellow bloggers out there know exactly what I mean. Not to mention, I was nominated by someone in my blogging niche, saving money. I am honored that a fellow personal finance blogger would recognize my hard work. Thank you, Lorna! For more money-saving posts and tips, check out my blogging friend Lorna Ye’s amazing website, Savingschamps.
One thing I’m learning in life is things never stay the same. This week I have two major milestones, one personal and one over on the blog. On Facebook it is now popular to celebrate and congratulate friends on your “friendaversary” and this week, I have my sixth-month blogaversary. Seriously, I can’t believe I have been at it for six months. Eh em, I want to first thank my fans…Okay, I won’t go there! However, I will share with your my second milestone. My baby boy is turning three. He is such a joy in my life and I can’t believe how big he is getting. I want to slow down time for a moment and keep him young, but I know that is not possible, so I will be joyful with him as he grows. He is seriously my little angel.
All Moms out there feel my pain. Watching your kids grow is bittersweet. You want them to learn and go forward, but in the same sense wouldn’t it be nice if we could keep them little and snuggle them for evermore? I know I would love to rock my almost five-year-old to sleep one last time. Don’t get me wrong, it is nice when they can do things for themselves. I won’t miss sleepless nights, diapers and tantrums, but I wouldn’t trade the last three years for the world. These milestones just remind us to hug our dear ones closer and always tell them and remind them how special they are.
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A friend of mine is looking to go to the Barr after having her baby… No, not the bar you are thinking of! Barr class to workout… Now you see where I’m going with this. Knowing I’m into frugal fashion and running, she texted me to find out where I shop for my frugal workout gear! I immediately gave her a list of several places that have always worked out (pun intended) for me!
Most women want to look cute while working out but if you are on a budget, you aren’t going to buy Lulu Lemon, Athleta, and Victoria’s Secret workout gear. Yet, there are ways to look pretty while you are sweatin’ to the oldies. (Sorry, bad old-school workout joke!) You just have to know where to look.
Frugal workout gear is easy to come by if you use my shopping tips listed below. The best part is the list offers good quality workout gear, so you won’t be literally running back to the store to buy more. So keep up your shopping pace as you read through my list and get ready to look cute while getting into shape this year!
This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you.
What a long winter! Thank goodness spring is here! I’m looking forward to fresh air, birds chirping, and flowers blooming. As these signs of spring arrive, many of us start to plan our spring cleaning schedule and this got me thinking…We clean up our houses in the spring; yet, many of us don’t think to clean up our finances. The winter was harsh and we survived, but can we survive taking a good, hard look at our debt?
According to CNBC.com, eight out of ten Americans are in debt. Unfortunately, many of us have developed poor spending habits. We think nothing of spending more than we earn and our debt storm grows. Suddenly our bills are stacked up like a bunch of pancakes at IHOP. As the bills pile high, we continue to swipe away, thinking it will ease the pain.
In order to get out of debt and stop spending, it is important to look at the reasons why we overspend. Often, many of us were never taught how to budget or some spend to fill a void. Others spend to keep up with the neighbors or maintain an image. Whatever the case, discovering the meaning behind the spending will help us make a change.
However, this is harder than it sounds. I mean, how many times have we gone over our budgets while simply buying groceries? It is so easy to continue putting items in the cart and packing our homes and lives full of stuff. The next thing you know, we are cringing every time that bill shows up. It is like one big storm that keeps burying us. So once and for all, let’s dig our way out and get to the bottom of our destructive spending.
This is my third round of bi-weekly dinner meal planning! However, this time it comes with a twist! Why? A fellow frugal friend needed help. She had to find a way to feed herself and her husband for two weeks, but the kicker was she only had $35 for food. Realizing the need for low-cost meal planning, my “$40 Meal Planning Your Family Will Love” was born.
Inspired by her situation, I wondered how many others out there could use low-cost meal planning. So my challenge for this round is to keep your grocery bill around $40. Hopefully, you have some items on hand and you will spend even less, but if you do not, you will come out right around $41. This list is a dinner meal plan so let’s see how well we can do. Be sure to read until the end and click the printable grocery list to save you time and money! My shopping for this meal plan was mostly done at Kroger.
Keep in mind, if you are saving money on your groceries, you will be able to put money away for other important areas of your budget such as an emergency fund, savings account, or retirement fund. Cutting your food costs is one of the easiest ways to put extra money in your pocket. Not to mention, my $40 meal plan will save your sanity because you will not be rushing around your kitchen, like a crazy person, trying to throw something together when your kids are hungry. This is not a fun situation for anyone!
Are you into style and fashion? Do you follow the latest clothing trends? Your personal style is an awesome form of self-expression.
Fashion and personal style have always been one of my passions. As a girl, I was intrigued when my mother wore a pretty dress or grandma applied her favorite shade of lipstick. They were always so beautiful and inspiring!
With that being said, I don’t like paying high prices for items that will quickly go out of style and sit in my closet until I decide to do a closet purge. (I don’t like paying high prices for anything for that matter.) So when shopping for more stylish items, I have my go-to stores.
I like following fashion trends and looking cute like the next lady; however, I have not always had the money to support this habit. Therefore, I had to become crafty with my shopping. Today, I’m going to share my secrets & suggestions with you. I will describe how to own a stylish wardrobe on a budget.
This post contains affiliate links. This means if you click a link and make a purchase I will receive a commission at no cost to you.
We all know credit cards are dangerous, yet if used correctly, they can actually be very advantageous. There are an array of cards available that offer points, rewards, airline miles, statement credits and YES, they are all very lucrative. However, if you do not know how to use your card to your advantage, you could be digging yourself into a whirlwind of debt. It is estimated that the mean credit card debt for the average American is $5,700. (Source ValuePenguin)
With this amount so high, I’m not suggesting you use your card to go on a spending spree. (Although that would be fun!) Nonetheless, I’m offering some advice to help you build credit and earn some of the amazing rewards these plastic gems have to offer.
Let’s change that $5,700 figure around and let the cards work in our favor. If you are sick of being one of the people that pays interest on your card and gets nothing in return, keep reading…
How To Stop Spending Like You Are Rich (When You Are Not!)
Sure it would be fun to spend like a millionaire! We could buy a new Birkin bag (or for guys the latest Rolex), however, the truth is many millionaires are very frugal. This is how they became millionaires in the first place. They know the value of a dollar.
Nonetheless, it is easy to become obsessed with the latest and greatest style, toy, gadget, etc. (insert whatever you love to buy here…) Yet, if you are trying to save and contribute to a retirement and emergency fund, this is counterproductive.
In today’s post, I’m going to give you a list of ten ways to learn how to curb spending. Even if you aren’t buying big-ticket items like an Ipad, all the small ticket purchases add up. Try writing your spending down for one week and see how much that morning coffee, tube of lipstick and two dresses from the mall costs you. You will be surprised at the total.
Ready for some awesome Target Deals? Target has some great sales this week and as Spring is fast approaching, I am positive you will love the swim suit sale, especially if you are taking a vacation soon! Can anyone say “Spring Break?” My family and I are taking a budget vacation to Cancun (post to follow after the trip) this year. I’m going to shop the suits before we go.
Not to mention the sale on flip-flops! You can coordinate your flip-flops with your swim suit!
Spring cleaning is in the air and it is time to declutter! There is a sale on home storage!
After you clean out your bedroom, lighten up the mood with new bedding. My husband and I decided to get each other a new comforter for Valentine’s Day, but I have yet to pick one out. Maybe this will be the week.
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This post contains affiliate links. If you click a link and make a purchase, I will receive a small commission at no cost to you, so thank you!
Looking to get perfect brows but don’t want to break your bank? I’m right there with you! In today’s post I’m going to reveal an amazing brow pencil I randomly found that is super cheap, but works great! You are going to love it.
First, let me preface by telling you about the brow pencil I was using from Sephora. I loved how it made my brows look. It worked well and the color was fabulous; however it was getting pretty small after sharpening and the idea of dragging two kids into Sephora to buy another was not on my top ten list of things to do for fun.