5 Boderline Genius House Cleaning Hacks to Save You Time and Money

5 House Cleaning Hacks to Save You Time and Money

Today is an exciting day! I have my first guest post on the I Heart Frugal blog. Sury Jane from onlycanistervacuum.com is here to tell us about her amazing cleaning hacks. In Sury’s post, you will find ways to save time and money while maintaining a clean house. Her tips are so easy to use, you will wonder why you didn’t start sooner. Please be sure to check out Sury’s blog, onlycanistervacuum.com and social media links listed below the article. She really knows her stuff when it comes to keeping a house clean!

5 Borderline Genius House Cleaning Hacks to Save You Time and Money!

Spring has sprung and there’s no better time to get all the dust and germs that accumulated over the winter out of your house. Though it may seem far off, the holiday gift-giving season is not that far away. Instead of spending loads of money on Spring cleaning supplies, here are 5 frugal house cleaning tips to save you time and money.

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How to Get Out of Debt in 11 Steps

Learn How to Get Out of Debt in 11 Steps

How to Get Out of Debt in 11 Steps - Learn how to become debtfree and live the life you deserve!

Henry David Thoreau once said, “Almost any man knows how to earn money, but one in a million knows how to spend it.” Translation: Most people have not mastered the simple art of frugal living – living within your means. It is common place to use credit cards and buy on a whim.  Moreover, debt continues to grow and as your paycheck fizzles away, plastic replaces reality. Spending more than you make becomes a habit and your debt becomes a way of life.

Are you in debt? You are not alone. Over 50% of Americans are in debt right along with you. The average American family carries a credit card debt of $8,377 according to CNBC.com.

One solution is to toss up your bills and hope you win the lottery, but your odds are super low.  So now is the time to solve your debt dilemma.

Reasons to Pay off Debt:

  • piece of mind
  • ability to save for an emergency fund
  • less stress
  • no family fights about money
  • own your house and car outright
  • less bills
  • pay less interest

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How to Start a Money-Making Blog in 5 Easy Steps

Why you should start a blog!

How to start a money-making blog in 5 easy steps
How to start a money-making blog in 5 easy steps

Have you been toying around with the idea of starting a blog? I was right there with you about seven months ago. You see, I am a stay-at-home mom of two boys and I wanted to find a way to continue to be a stay-at-home mom.

I was a teacher for thirteen years but the thought of leaving my kids and going back to work was really hard to imagine. Yet, I knew if I didn’t find a way to make some income, the plan was (and still is) for me to go back to work.

Don’t get me wrong, I love teaching too, but when I went back to work with my first son I was having a hard time juggling the demands of being a special needs teacher and spending quality time with my baby boy. Not to mention, my son became terribly sick after attending day care, which sent us into a three-month cycle of ear infections and no sleep. Shortly after, I left teaching and I’m now at home with my beautiful boys.

Life is fun chasing after these two and blogging on the side. I’m making a small income (very small) from my blog, but my hope is to learn more and increase my income as my blogging game improves.

How I got Started

Creating a website sounded fun and interesting to me. BONUS – I like to write! However, it is difficult to put yourself out there and get used to knowing that whatever you publish can be read by all (YIKES!).

Truth be told, I had no idea how to start a website, let alone run it and make it pretty (Yes, still working on this). So, it is crazy that I am now writing a tutorial on how you can do the same.

If you are reading this, you are in the same boat I was in a few months back. I was spending countless nights reading blogging “how to’s.”  What I learned…It is a bit intimidating, but it is not that hard! I learned how other people start blogs daily (seriously, there are millions out there) and many bloggers do so while working full-time jobs. And yes, being a stay-at-home mom is a full-time job but I decided to give it a go and you should too!

If this story resonates with you and you are still toying with the idea of starting a blog, I say go for it. The only way to become a successful blogger is to dip your toes into the water. It will feel amazingly refreshing once you get started.

This post contains affiliate links. This means if you click a link and make a purchase, I will receive a small commission at not cost to you, so thank you! This helps me continue to provide you will all my money-saving and making tips! 

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Side Hustles: My Ultimate List of 75 Ways to Earn Extra Money!

The Ultimate List of 75 Ways to Earn More Money
The Ultimate List of 75 Ways to Earn More Money

Do you work hard but can’t seem to catch up? Are your bills piling high like a stack of pancakes at IHOP? It may be time to find some worthwhile side hustles to help you increase your cash flow

What Are Side Hustles?

They are ways to earn extra money, on the side as opposed to your regular nine to five! As we talked about in budgets 2017, you may be spending more than you are bringing in. Unfortunately, you will always be at a deficit if this is the case.

You can slash your grocery bill for starters (learn how here). Yet, if you are still living beyond your means coming up with a sensible budget and supplementing your income with a side hustle will be the trick to putting you back on track.

Why Use My List of Side Hustles?

  • Pay off debt
  • Save for a purchase (car, home, wedding)
  • Catch up on bills
  • Save for a vacation
  • Earn extra spending money
  • Learn a new skill
  • Work from home
  • Build an emergency fund
  • Put away money for retirement

Whatever your predicament, I have created an ultimate list of 75 side hustles for you to earn extra cash.

Disclaimer: This post contains affiliate links. If you click a link and make a purchase or sign up for a program, I may receive a small commission at no cost to you, so thank you!

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From Grateful to Greatness Series – Family

From Grateful to Greatness - Learn how showing gratitude can make your life great!
From Grateful to Greatness – Family

I have to admit, I fell a tad behind on my “Grateful to Greatness” series. Ironically, after writing a post about being grateful for my health, my entire family came down with the stomach flu.  The illness took up another week of our lives and I’m happy to say, we have finally recovered.  We are back to being a healthy bunch and for health, I am grateful once again.

For now, this will be my last post in the series. If you missed the first two check them out below:

  1. From Grateful to Greatness – Time
  2. From Grateful to Greatness – Health

Grateful for Family

This week, I would like to focus on Family.  Where would we be without them? My family is so very important to me. They are there for me when I need them and at times they can drive me crazy, but I wouldn’t choose anyone else to share my life with!

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7 Money-Saving Secrets to Dramatically Slash Your Grocery Bill

Slash Your Grocery Bill 

Learn how to cut your grocery bill with these seven easy steps.
Learn how to cut your grocery bill with these seven easy steps.

In today’s world, it is hard to get by with the mess of clutter that envelopes our heads. Everywhere you look there is a different company trying to advertise something. Most people are walking around 24/7 with “clutter-head” (a new word I invented) and this clutter from billboards, television, social media and even e-mail ads are literally clogging up productivity. If we are being honest, the clutter in our houses piles up, just like the clutter outside our homes. As this clutter seeps in, our budgeting goes haywire and when this occurs wouldn’t it be nice if we could slash our grocery bill?

Stay with me here…If your stuff-cluttered house needs a cleaning and your bills are cluttering up your counter, how easy is it to lose the bill that was due last week and start to fall behind.  Furthermore, if our time is also cluttered, running here and there, we become unproductive. Think of the last time you spent an hour looking for your keys. Clutter leads to wasted time and wasted money. You could be using your wasted time implementing my tips to slash your grocery bills listed below.

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From Grateful to Greatness- May 15 – Health

 

From Grateful to Greatness - Learn how to choose gratitude instead of spending
From Grateful to Greatness

If you missed the first week in the “From Grateful to Greatness Series” check it out here.

From Grateful to Greatness: Second Week – May 15: HEALTH

Have you ever been a patient in a hospital?  I have and it is not ideal. I mean don’t get me wrong, the nurses were great (and I have many nurses in my family, so thank you for all you do nurses). Also being served food three times a day and having no chores almost sounds like a vacation, right? Yet, if you have ever stayed in the hospital, you know how the rest of your life is at a standstill.

I was 13-years-old and decided to zoom down a difficult hill while downhill skiing. If you live in Northern Michigan, you learn how to downhill ski because that is what people do when it is negative five below!  Although I was nervous, I glided down the hill with ease until BUMP! I hit a mogul. BAM! I lost my balance… Noooooo…was that my ribs hitting the ground? FLIP, DOUBLE FLIP… Yep, that was me flipping, not skiing, down the hill. OUCH!

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Happy Mother’s Day 2017

Happy Mother's Day!
Happy Mother’s Day!

Just a short post today… I am wishing all the mothers out there a Happy Mother’s Day!

Why I Shed a Tear this Mother’s Day…

This year, I went to buy the usual Mother’s Day cards. Without hesitation, I grabbed three cards. You see, I always buy cards for both of my grandmothers, as well as my mother. I’ve been giving my grandmothers cards and Mother’s Day presents since I was little, and even though they aren’t my mother, I still honor them. They both played a significant role in my life and were like my second mothers. As a child and throughout my life, my grandmothers were always looking out for me… Then it struck me, I only needed two cards.

My grandmother, the one I wasn’t getting a card for this year, was an amazing lady. One quality I admired about her was that she always showed up. If you invited her, she would come.

She was an active member of her church and had many friends, and although it was getting harder for her to get around, she still managed to travel, go to birthdays, weddings, shopping, out to eat, and church group activities. She was a social person and loved by all.  She was warm, friendly, and kind.
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From Grateful to Greatness Series – May 8

From Grateful to Greatness

From Grateful to Greatness- A new series about how gratitude can change your life.
From Grateful to Greatness

Be sure to check out the second “From Grateful to Greatness – May 15” post in the series.

Did anyone use to watch Oprah? Oh, how I miss you, Oprah. (Side note, one of my bucket list items is to meet Oprah.) Okay, Okay, enough about Oprah.  Yet, she came to mind today as I watched a training video on how to organize my life. The author used the phrase “Aha moment” which, I am not exactly sure was coined directly from Oprah, but if you watched her show, you would know she sure did use it often.  Oprah was having “Aha moments” left and right. Yet, the true beauty of the show was the gift Oprah had in helping others realize their “Aha moments.”

So today, I am going to ask you to think about “Aha moments.” In my new series “From Grateful to Greatness,” there are phenomenal things happening all around us. Unfortunately, many of these wonderful feats are taken for granted. However, in this new series, you are invited to think about why you are grateful and turn your life into greatness.

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How to Reconnect With Your Spouse on a Budget

 How to reconnect with your spouse on a budget. A list of 40 budget friendly date ideas.
How to reconnect with your spouse on a budget

Reconnect with Your Spouse 

Is your relationship lacking that spark it once had? Do you feel the need to reconnect with your partner? If you are in this boat and looking for ways to reconnect, date night is the obvious choice! I know when my husband and I feel a little off-balance; nothing helps more than spending some quality alone time together. However, we try to stay on budget and going out to dinner and a movie, although a nice treat once in a while, can cost an upwards of $70, and that figure does not include a babysitter. We are now paying over $100 for a few hours of entertainment.

Unfortunately, many couples cannot afford to spend this amount of money on a night out and are left feeling like their marriage is in a rut. However, date night once a week can literally save your marriage. Yet, it doesn’t have to break your bank. There are many alternatives to dinner and a movie that are as frugal as your first kiss!

According to Dr. Charles D Schmitz and Dr. Elizabeth A Schmitz, marriage experts from “The Simple Things Matter,” one of the predictors of a successful marriage is finding joy in spending time together. Couples that spend alone time together are more likely to stay married. With a divorce rate of 40-50% in the United States alone (American Psychology Association), finding ways to stay together are extremely important.

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